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Discover Purchase Protection

Moderator Emeritus

Discover Purchase Protection

Seems like discover is trying to play the amex game Smiley Happy

I got a letter in the mail saying that I get 90 days protection on accidental breakage for purchases up to 500 bucks.

Also, double warranty on big ticket items.

Anyone else got this letter in the mail today? I thought it was nice and I don't remember discover ever having this before.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 1 of 11
10 REPLIES
Established Contributor

Re: Discover Purchase Protection

looks like they're just trying to match amex and visa signiture 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 2 of 11
Valued Contributor

Re: Discover Purchase Protection

They recently added a few new benefits to all accounts that were previously only for select accounts. You can view the global suite here https://www.discover.com/credit-cards/member-benefits/ and login for your account specific extras (if any).

Message 3 of 11
Regular Contributor

Re: Discover Purchase Protection

+1

Message 4 of 11
Established Contributor

Re: Discover Purchase Protection

Nice!  That was the one benefit that would have made me consider getting an AMEX.  Now AMEX doesn't really have anything special that would make me want to become a member.  It saves me a hard pull.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Message 5 of 11
Frequent Contributor

Re: Discover Purchase Protection


lithium78 wrote:

Nice!  That was the one benefit that would have made me consider getting an AMEX.  Now AMEX doesn't really have anything special that would make me want to become a member.  It saves me a hard pull.


I actually have a Discover More and applied for a claim when my iPhone 5 got stolen and pretty much just filled out the paper work, provided receipt, police report and a week later the check arrived in mail. The funny part is that the I received the check about 2 days before I was emailed the decision on the claim. Even with the above, I really think that Amex has Discover beat, with double the protection ($500 limit with Discover and $1000 for Amex), not to mention return protection with Amex for $300 per incident.

 

To provide a little more info on the claim, I purchased the iPhone for about $900 (64GB no contract) if I had Amex then I would have saved myself $400. Not too sure if it would have been as easy as Discover card claims thought. I guess that just puts me back at close to $0 dollars in reward earned from Discover so far... Smiley Sad LOL


Starting Score: EQ: 600, EX: 580, TU: 599
Current Score: EQ: 710 on 01/22/12, TU: 763 on 02/02/12, EX: 753 on 1/28/13
Goal Score: EQ: 775, TU: 775, EX: 775


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Message 6 of 11
Established Contributor

Re: Discover Purchase Protection

I got that letter today too. But I already knew about the extended warranty and purchase protection from Discover.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 7 of 11
Established Contributor

Re: Discover Purchase Protection

I haven't gotten any email or notification. Is it for everyone?
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 8 of 11
Frequent Contributor

Re: Discover Purchase Protection

That must have just been added! When I last checked a month ago, they just advertised Squaretrade for extending warantys. Now I have coverage on all my cards...sweet!

Message 9 of 11
Valued Contributor

Re: Discover Purchase Protection

Weird. Have not received a letter or email either. I thought they already had this feature tho?

As of 2017, rebuilding...
Message 10 of 11