Reply
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Discover Purchase Protection

Seems like discover is trying to play the amex game :smileyhappy:

I got a letter in the mail saying that I get 90 days protection on accidental breakage for purchases up to 500 bucks.

Also, double warranty on big ticket items.

Anyone else got this letter in the mail today? I thought it was nice and I don't remember discover ever having this before.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Discover Purchase Protection

looks like they're just trying to match amex and visa signiture 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 1,399
Registered: ‎09-01-2011
0

Re: Discover Purchase Protection

They recently added a few new benefits to all accounts that were previously only for select accounts. You can view the global suite here https://www.discover.com/credit-cards/member-benefits/ and login for your account specific extras (if any).

Regular Contributor
Posts: 204
Registered: ‎08-03-2010
0

Re: Discover Purchase Protection

+1

Established Contributor
Posts: 930
Registered: ‎07-30-2011
0

Re: Discover Purchase Protection

Nice!  That was the one benefit that would have made me consider getting an AMEX.  Now AMEX doesn't really have anything special that would make me want to become a member.  It saves me a hard pull.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 252
Registered: ‎12-09-2011
0

Re: Discover Purchase Protection


lithium78 wrote:

Nice!  That was the one benefit that would have made me consider getting an AMEX.  Now AMEX doesn't really have anything special that would make me want to become a member.  It saves me a hard pull.


I actually have a Discover More and applied for a claim when my iPhone 5 got stolen and pretty much just filled out the paper work, provided receipt, police report and a week later the check arrived in mail. The funny part is that the I received the check about 2 days before I was emailed the decision on the claim. Even with the above, I really think that Amex has Discover beat, with double the protection ($500 limit with Discover and $1000 for Amex), not to mention return protection with Amex for $300 per incident.

 

To provide a little more info on the claim, I purchased the iPhone for about $900 (64GB no contract) if I had Amex then I would have saved myself $400. Not too sure if it would have been as easy as Discover card claims thought. I guess that just puts me back at close to $0 dollars in reward earned from Discover so far... :smileysad: LOL


Starting Score: EQ: 600, EX: 580, TU: 599
Current Score: EQ: 710 on 01/22/12, TU: 763 on 02/02/12, EX: 753 on 1/28/13
Goal Score: EQ: 775, TU: 775, EX: 775


Take the FICO Fitness Challenge
Established Contributor
Posts: 631
Registered: ‎07-29-2010
0

Re: Discover Purchase Protection

I got that letter today too. But I already knew about the extended warranty and purchase protection from Discover.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Discover Purchase Protection

I haven't gotten any email or notification. Is it for everyone?
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Frequent Contributor
Posts: 411
Registered: ‎05-01-2010
0

Re: Discover Purchase Protection

That must have just been added! When I last checked a month ago, they just advertised Squaretrade for extending warantys. Now I have coverage on all my cards...sweet!

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Discover Purchase Protection

Weird. Have not received a letter or email either. I thought they already had this feature tho?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.