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Valued Member
Posts: 49
Registered: ‎11-02-2012
0

Discover -- Quick Question

I just noticed that I have a standard credit limit and a cash advance credit limit. Is the cash advance credit limit included in the standard limit or is it a separate stand alone limit?

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

Moderator
Posts: 13,755
Registered: ‎04-15-2011
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Re: Discover -- Quick Question

You have one overall limit, the cash withdrawl is included in that.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Member
Posts: 49
Registered: ‎11-02-2012
0

Re: Discover -- Quick Question

Thanks

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Discover -- Quick Question

So if I understand this correctly. Your cl with discover is your cash advance limit as well?

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: Discover -- Quick Question


Credit314 wrote:

So if I understand this correctly. Your cl with discover is your cash advance limit as well?


its different.............some said have 1000 cl and only 200 cash advance.....You should see it when you **bleep**

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Member
Posts: 49
Registered: ‎11-02-2012
0

Re: Discover -- Quick Question

[ Edited ]

Credit314 wrote:

So if I understand this correctly. Your cl with discover is your cash advance limit as well?


My credit limit is $11,300 and the cash advance limit is $1100 which is factored into the credit limit

 

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

Established Contributor
Posts: 560
Registered: ‎09-29-2012
0

Re: Discover -- Quick Question

Bleep 

 

 

lol!


soleilbabe wrote:

Credit314 wrote:

So if I understand this correctly. Your cl with discover is your cash advance limit as well?


My credit limit is $11,300 and the cash advance limit is $1100 which is **bleep**

 


 

Valued Member
Posts: 49
Registered: ‎11-02-2012
0

Re: Discover -- Quick Question


ccnewcc wrote:

Bleep 

 

 

lol!


soleilbabe wrote:

Credit314 wrote:

So if I understand this correctly. Your cl with discover is your cash advance limit as well?


My credit limit is $11,300 and the cash advance limit is $1100 which is **bleep**

 


 


LOL the bleep was "4actored in"

 

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

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