Discover Recon Question

Hammer23 · ‎11-13-2012

So I was looking for a card or two with a higher limit. I applied to Chase for a Slate card (fugured easier to get than Freedom) and Discover for an IT card.

They were both declined, and I found out there was inaccurate information on my EFX report (which Discover pulled). It is now fixed and my score jumped HUGE! I called Chase and they "refreshed" my CBR and I was APPROVED with a $5000 limit.

I called Discover and without even asking my name, they told me they could not do anything for 30 days. Should I try to call again or should I just let it go?

I would really like to use the IT card for the rewards, but maybe Ishould wait for the Slate to age first?

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700

Cadillac-XTS · ‎11-13-2012

Congrats on your Chase approval.

webhopper · ‎11-13-2012

Definately try again. If they wont budge; feel free to head to the garden!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

Anonymous · ‎11-13-2012

Did you speak with a credit analyst or a CSR?

Epcot · ‎11-13-2012

Congrats on Chase, hope Discover comes around! I would definitely try more than once!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Hammer23 · ‎11-13-2012

I called, they will not budge, spoke to a credit analyst. They will not update my report or reconsider. Oh well picking up my gardening tools.

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700