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Discover Reporting

New Member

Discover Reporting

Hi,

Does Discover report when the statement cuts? Thanks.
6 REPLIES
Senior Contributor

Re: Discover Reporting

They usually report within a couple days of the statement cutting, in my experience.
Here we go again...
Valued Contributor

Re: Discover Reporting

Discover also has a slightly unpleasant tendency to report mid-cycle.
Senior Contributor

Re: Discover Reporting


athensguy wrote:
Discover also has a slightly unpleasant tendency to report mid-cycle.

Nasty 8@$+@rd$!!!!!!  Smiley Mad   I hate that!



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Frequent Contributor

Re: Discover Reporting

My Discover closing date is the 9th. They report on the 9th or 10th.
"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Senior Contributor

Re: Discover Reporting

Discover has been a mixed bag for me.  My statement cuts the 20th and it updates on the 20th, but it then reports again on the 26th.  And it reports "current balance" on the 26th, not statement balance as of 20th.

 

So, I have to pay off the card by the 20th, then not use it till the 27th if I want a $0 balance reported.

 

I have called in and they have promised to do mid cycle CRA updates for my balance, but it never happens.

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
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Valued Contributor

Re: Discover Reporting


txjohn wrote:

Discover has been a mixed bag for me.  My statement cuts the 20th and it updates on the 20th, but it then reports again on the 26th.  And it reports "current balance" on the 26th, not statement balance as of 20th.

 

So, I have to pay off the card by the 20th, then not use it till the 27th if I want a $0 balance reported.

 

I have called in and they have promised to do mid cycle CRA updates for my balance, but it never happens.


That's pretty strange.

In my case, the statement cuts on the 27th and reports that balance. It's one of my cards that I pay to $0 for the sake of the reporting. Occasionally there is a random update in the middle of the cycle. It's nothing regular like what you're seeing though.