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Date of Application March 2015
Credit profile at the time of application high 500's
Any BK on file, if so how old and was Discover IIB No
Any Charge offs paid or unpaid and how old. Have list of baddies not sure the state at the time of app...
Past history with Discover None
Approved or denied, if denied what were the reasons and did you recon. Approved
Date of Application 1/20/16
Credit profile at the time of application 630 fico
Any BK on file, if so how old and was Discover IIB no
Any Charge offs paid or unpaid and how old. 7, 1 unpaid 6 years old all
Past history with Discover none
Approved or denied, if denied what were the reasons and did you recon. Denied "recent delinquency on CR"
Date of Application 1/2016
Credit profile at the time of application scored from 530-560
Any BK on file, if so how old and was Discover IIB no to both
Any Charge offs paid or unpaid and how old.2 charge offs. about 2 years old. 300 unpaid to midland and 125 paid
Past history with Discover none
Approved or denied, if denied what were the reasons and did you recon. approved and did a $200 limit
Date of Application Jan. 25th 2016
Credit profile at the time of application scores around 550-585
Any BK on file, if so how old and was Discover IIB None
Any Charge offs paid or unpaid and how old. 3 Charge offs all settled about a year ago 5 30 lates 3 60 lates, auto loan 2 years perfect payments
Past history with Discover None
Approved or denied, if denied what were the reasons and did you recon. Approved
Thanks!
Date of App- 02/16/2016
Credit profile- 1 collection, 2 co's, credit scores low-mid 500's. 1st card is at 13 months old, 2nd card is at less than 2 months old.
Any BK's on file- No
Any charge offs paid/unpaid and how old- 2 charge offs unpaid 1st is 8 months old, 2nd is 6.5 yrs old
Past history w/ Discover- No
Approved or Denied, if denied, what were the reasons and did you recon- Approved
Actually surprised I got approved less than an hour ago seeing as some recent posts I've read have people w/ higher credit scores getting turned away.
@Anonymous wrote:
Date of Application = 8/4/15
1. Credit profile at the time of application = 1 collections, 1 charge offs, late payment on student loan all from early 2013, scores 680-705 with 8 inquiries
2. Any BK on file, if so how old and was Discover IIB = No also no.
3. Any Charge offs paid or unpaid and how old. = COs paid in full, the charge off was settled for less than full amount everything was in 2013 and the 120 late payment from student loan is reported to be paid and closed.
4. Past history with Discover = never
5. Approved or denied, if denied what were the reasons and did you recon. = Denied for regular it regarding question #1 and requested secured offer through email to the EO again denied.
You might try again and if they deny you for the unsecured ask to be considered for the secured card.
This was my fiance's info.
Date of Application-2/16/16
Credit profile at the time of application-Closed capital one card with one 30 day late from 3 years ago. Capital one platinum-3 months old. AU on Capital One Quicksilver (4 months old) and Discover it Secured (4 months old). Scores around 550-580?
Any BK on file, if so how old and was Discover IIB-NO
Any Charge offs paid or unpaid and how old.-yes. two charge offs from 6 years ago, unpaid. One chase CO from mid 2013 for 2500. Unpaid.
Past history with Discover-AU on Discover it secured for 4 months.
Approved or denied, if denied what were the reasons and did you recon.- Approved
App Date: 2/16
Credit Profile: 600-620, 20 new accts (13 visa/mc, 7 store,) 20 total inq., 6 collection (6 yr old,) student loan lates but in rehab, AAoA: 2.5 yrs
BK: No
Collections: 6- all unpaid, about 9k total, all medical
Discover History: none
Approved: I think so??
It said Congratulations! You're card will be on its way after your deposit is cleared (something along those lines) Does that mean approval or still pending? Would I know right away if denied?
@Anonymous wrote:App Date: 2/16
Credit Profile: 600-620, 20 new accts (13 visa/mc, 7 store,) 20 total inq., 6 collection (6 yr old,) student loan lates but in rehab, AAoA: 2.5 yrs
BK: No
Collections: 6- all unpaid, about 9k total, all medical
Discover History: none
Approved: I think so??
It said Congratulations! You're card will be on its way after your deposit is cleared (something along those lines) Does that mean approval or still pending? Would I know right away if denied?
Congrats you were approved. All that needs to happen is for your funds to clear your account.
Nice! This will be my first secured card but figured it was worth it if it unsecures. I was however denied for a BofA secured card 2 months ago so it had me really hesitant to apply.