@MyLoFICO wrote:
@tschaet wrote:
@MyLoFICO wrote:
@tschaet wrote:
@MyLoFICO wrote:Do you have any other cards?
Yep! Just learned how to put them into my signature. I had a Platinum with CapitalOne that they changed into a Quicksilver and I have a GoRewards card from Navy Federal that they just increased from $1,700 to $10,000. I haven't applied for any others.
You have good cards. How are their balances?
Discover is at 0, CapOne is at $500 (i'll be fully paying off Wednesday), and NavyFederal is at $300
Garden. I cannot stress this enough. I know you want cards and good scores but I think you will see some bumps if you give it just 6 months. I know its a lot but I can't tell you how much I regret my app spress when I was where you are. Time is your friend. Use them, keep the balances low and hit them up for CLI's when you can.
Yeah, I'm good with cards for now. I just had some inquiries drop off and would like my number lower and my average age higher. I'm avoiding hard inquiries at all costs. Unfortunately my other baddies won't fall off for another couple of years, so I'm trying to do the HIPAA letter thing and send out Goodwill letters like crazy.
$1700
$2000
@Anonymous wrote:Where's the "chat" function on the Discover site? I see the option to send a secured message but no actual chat function.
It is right here. You will need to log in and then it should be on your right.
Honestly, I just had to google "Discover Livechat" and then it found their "contact" page and a list of various ways to reach them.
@Anonymous wrote:Curious doesn't show up on mine anywhere -- disabled adblocked, tried both the "new style page" and the old one, nada. Haven't had my first statement cut so many it's something that pops up after.
After you have logged in, scroll to the bottom of the page. Click Contact Us, chat ir on the right under the Contact Us options.
@tschaet wrote:
@MyLoFICO wrote:
@tschaet wrote:
@MyLoFICO wrote:
@tschaet wrote:
@MyLoFICO wrote:Do you have any other cards?
Yep! Just learned how to put them into my signature. I had a Platinum with CapitalOne that they changed into a Quicksilver and I have a GoRewards card from Navy Federal that they just increased from $1,700 to $10,000. I haven't applied for any others.
You have good cards. How are their balances?
Discover is at 0, CapOne is at $500 (i'll be fully paying off Wednesday), and NavyFederal is at $300
Garden. I cannot stress this enough. I know you want cards and good scores but I think you will see some bumps if you give it just 6 months. I know its a lot but I can't tell you how much I regret my app spress when I was where you are. Time is your friend. Use them, keep the balances low and hit them up for CLI's when you can.
Yeah, I'm good with cards for now. I just had some inquiries drop off and would like my number lower and my average age higher. I'm avoiding hard inquiries at all costs. Unfortunately my other baddies won't fall off for another couple of years, so I'm trying to do the HIPAA letter thing and send out Goodwill letters like crazy.
You have a good plan. Stick to it and it will reward you hansomely. Too many folks get into this and get in a rush (I did) and this is the last place you want to rush. Errors take FOREVER to correct as you are well aware.
Statement is online and no graduation for me. I think that weird score dip really screwed the pooch. Still no explanation for it. Terrible timing 
Onto next month for me.
@Anonymous wrote:Statement is online and no graduation for me. I think that weird score dip really screwed the pooch. Still no explanation for it. Terrible timing
1 more month is better than 12 more. Keep you rhead up, it will happen in due time. Work on your score and the card will fall in line. Have you asked them or tried the CLI link to see if it has changed?