Discover Secured!

[Anonymous]

Hello, just wanted to share my experience with applying for this card! Applied for the student card, was denied (as expected) and immediately offered the secured version. Accepted offer immediately on 8/20. $500 deposit was withdrawn from my bank account on 8/24 (the Monday after the weekend) and I received my welcome email 8/29! Super excited! I called discover and they provided me with a tracking number, as the card arrives via USPS. I have no idea what color it will be...I can't remember selecting one. The rep also advised once I finish school I don't need to do anything to concert the card. My scores range from 505-532. I am trying to build credit, and clear up baddies so I plan on keeping utilization down and paying my balance off each month. Good luck to anyone else out there looking for info on the app process!

[Anonymous]

Congrats! Whoohooo!

I had to recon my discover it, myself...but I'm glad I made the call. They pulled my EX when I applied, and it's the only bureau that still has my defaulted (but paid) student loans. When I called back, they pulled my EQ (which is now clean). Two pulls, but it got me in the door!

Congrats again. Treat them well.

[Anonymous]

Thank you so much! And congrats yourself! 😊

[LadyVee]

Congrats and welcome to the Discover It family.

[Anonymous]

Thank you!!

[adifferentme]

I would like to share my experience with applying for this card also. I currently have Very low scores. Tu 490 eq 504, I have on fingerhut charge off for $1,263 less than a yr old, one credit union charge off of $370 which is 3 years old. Also have 26 inquiries ex, 17 inquiries tu.... 22 unpaid collection accts. 7 new collection accts in the last 6 mos. All medical. I am currently working full time & attending school for nursing. I have a us harley davidson secured $300 3 years perfect payment history, a co secured $200 secured was increased by co to $500, a credit builder loan from my credit union for $500 all reporting perfect paymeny history no lates. I WAS APPROVED for the discover it chrome student card just now , submited deposit information and just waiting for card. I called and verified my date of birth and the rep. Whom I spoke with was extremely nice. He told me that that was all the verification I needed. And as soon as my funds were recieved I would recieve my card. I am so glad Discover is giving me a chance at rebuilding. I have learned alot from this site and have made a plan to pay off my collections and continue my perfect payment history and get my scores up and hopefully within 2 or 3 years be done with these secured cards. Thank you everyone in this rebuilding community, your information helps alot.

[Brusilov]

Wow! Fantastic card + rewards for a secured card.  Congrats!