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@azguy13 wrote:
@Shogun wrote:Today, logging into my GECRB Walmart card, which has a $0 balance but I still check all my cards thanks to my OCD, I received the pop-up for the Discover upgrade. I would actually take them up on it if not for 2 reasons.
1. It's a new account and will factor into my AAoA. Really??? Why can't they just convert the stupid thing?
2. They are switching the Walmart Discover to the Walmart Mastercard. Will that be another new TL?
So, I have plenty of cards, think I'm just going to graciously decline this one. Though it's about freaking time they offered it. lol....
I'm glad you didn't jump the gun just because of the offer. When BB switched from Cap1 to Citi, I cancelled the card due to the anticipated new TL. I cancelled it before the transition was complete and they still put a new TL on my report, it was just closed. So, I now have a TL that has never reported as open, lol. Once day I will find a way to remove it since I am sure it hurt my AAoA
Yeah I got burned by that... opened my BB account with a $1500 0% purchase and the very next month they sold to Citi and I got a new TL. Bleh...
Good move I wouldn't accept the offer either at this point it's really not worth the hit to AAoA
@mongstradamus wrote:I was just wondering if its confirmed that switch from discover to mc will happen with Walmart also. Was thinking maybe only Sam's club to compete with amex Costco card which is also an membership only card
Walmart store card will have a MC logo
I don't think the new TL would hurt your aaoa that much tbh.
but this is coming from someone with almost 20 credit cards. LOL
@mongstradamus wrote:I was just wondering if its confirmed that switch from discover to mc will happen with Walmart also. Was thinking maybe only Sam's club to compete with amex Costco card which is also an membership only card
The switch is not about membership. It actually has to do with the fact that Discover itself is ending cobranding entirely. They are doing this with all cobrands, not just with GE.
I just got this offer tonight - and based on what everyone has typed here - I should just leave this alone? I do not another Discover card - or any other card - So - it might just be better for me to leave everything like it is.