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Today, logging into my GECRB Walmart card, which has a $0 balance but I still check all my cards thanks to my OCD, I received the pop-up for the Discover upgrade. I would actually take them up on it if not for 2 reasons.
1. It's a new account and will factor into my AAoA. Really??? Why can't they just convert the stupid thing?
2. They are switching the Walmart Discover to the Walmart Mastercard. Will that be another new TL?
So, I have plenty of cards, think I'm just going to graciously decline this one. Though it's about freaking time they offered it. lol....
@Shogun wrote:Today, logging into my GECRB Walmart card, which has a $0 balance but I still check all my cards thanks to my OCD, I received the pop-up for the Discover upgrade. I would actually take them up on it if not for 2 reasons.
1. It's a new account and will factor into my AAoA. Really??? Why can't they just convert the stupid thing? NEW TL AND THEY WONT CONVERT. they're rude. lol
2. They are switching the Walmart Discover to the Walmart Mastercard. Will that be another new TL? YES
So, I have plenty of cards, think I'm just going to graciously decline this one. Though it's about freaking time they offered it. lol....
Good job on the decline for now! When it becomes the Wal-Mart Mastercard -- or if it does... that's when I would upgrade if they keep the same reward structure as the Sam's one later on.
@Shogun wrote:Today, logging into my GECRB Walmart card, which has a $0 balance but I still check all my cards thanks to my OCD, I received the pop-up for the Discover upgrade. I would actually take them up on it if not for 2 reasons.
1. It's a new account and will factor into my AAoA. Really??? Why can't they just convert the stupid thing?
2. They are switching the Walmart Discover to the Walmart Mastercard. Will that be another new TL?
So, I have plenty of cards, think I'm just going to graciously decline this one. Though it's about freaking time they offered it. lol....
I'm glad you didn't jump the gun just because of the offer. When BB switched from Cap1 to Citi, I cancelled the card due to the anticipated new TL. I cancelled it before the transition was complete and they still put a new TL on my report, it was just closed. So, I now have a TL that has never reported as open, lol. Once day I will find a way to remove it since I am sure it hurt my AAoA
@Shogun wrote:Today, logging into my GECRB Walmart card, which has a $0 balance but I still check all my cards thanks to my OCD, I received the pop-up for the Discover upgrade. I would actually take them up on it if not for 2 reasons.
1. It's a new account and will factor into my AAoA. Really??? Why can't they just convert the stupid thing?
2. They are switching the Walmart Discover to the Walmart Mastercard. Will that be another new TL?
So, I have plenty of cards, think I'm just going to graciously decline this one. Though it's about freaking time they offered it. lol....
I was quite curious to see if I got this offer also I did not.how long have you had Walmart card? Just curious
@Shogun wrote:Today, logging into my GECRB Walmart card, which has a $0 balance but I still check all my cards thanks to my OCD, I received the pop-up for the Discover upgrade. I would actually take them up on it if not for 2 reasons.
1. It's a new account and will factor into my AAoA. Really??? Why can't they just convert the stupid thing?
2. They are switching the Walmart Discover to the Walmart Mastercard. Will that be another new TL?
So, I have plenty of cards, think I'm just going to graciously decline this one. Though it's about freaking time they offered it. lol....
I completely agree with your reasons. I have no clue why they would not take their customers moreso into consideration and backdate the card. The sad part is that many, including myself, have been told by CSR's that the upgrade would not affect AAoA and the upgraded card would have the same date as the store card. I have a relative who found out the hard way that this information was NOT true.
I've had the card for about 18 months. Started at $550, now at $5K or so. I just used it every couple months or so, then PIF.
@Shogun wrote:Today, logging into my GECRB Walmart card, which has a $0 balance but I still check all my cards thanks to my OCD, I received the pop-up for the Discover upgrade. I would actually take them up on it if not for 2 reasons.
1. It's a new account and will factor into my AAoA. Really??? Why can't they just convert the stupid thing?
2. They are switching the Walmart Discover to the Walmart Mastercard. Will that be another new TL?
So, I have plenty of cards, think I'm just going to graciously decline this one. Though it's about freaking time they offered it. lol....
Yeah, so I finally got the upgrade offer too. I repeatedly asked about the opening date of the card and if it would remain the same. I also asked how it would be reported to insure that the conversion would not affect my credit score. I was referred to Trans Union to answer these questions. It helps them to establish plausible deniability. Poor plausible deniability, since if all the account info stays the same and it is simply a new account number than there would be no affect to the credit score. I imagine they are not trained properly or not aware of what really happens.
How long does the offer stay available? I am tempted to try it so that I can later go to the BBB and make them make everything right for everyone's benefit. But then again, they would probably fix just my account/report and not be proactive about it for everyone else.
@Shogun wrote:Today, logging into my GECRB Walmart card, which has a $0 balance but I still check all my cards thanks to my OCD, I received the pop-up for the Discover upgrade. I would actually take them up on it if not for 2 reasons.
1. It's a new account and will factor into my AAoA. Really??? Why can't they just convert the stupid thing?
2. They are switching the Walmart Discover to the Walmart Mastercard. Will that be another new TL?
So, I have plenty of cards, think I'm just going to graciously decline this one. Though it's about freaking time they offered it. lol....
Smart move
I also asked about the MasterCard switch later this year and they said it was only for Sam's Club. I guess they don't realize that Discover is ending all third party cobranding. But they did say that if there is a switch then the cards would later be changed to MasterCards.
I was just wondering if its confirmed that switch from discover to mc will happen with Walmart also. Was thinking maybe only Sam's club to compete with amex Costco card which is also an membership only card