Discover- a keeper? CLI's keep coming

[Anonymous]

Keeper.

[Anonymous]

Thanks for the feedback.  I checked that balance transfer offer link and have one as well (0% for 12 months with 3% fee).  I don't need it but there it is.  I'll know where to check next time.  Thanks.  As my credit  line grows it will may be useful at some point.

[Anonymous]

This was one of my favorite cards before the double cash promo. I think it's a keeper. But, that depends on if you'll use the 5% categories and what other cards you have.

[baller4life]

Definitely a keeper with the bt offers,rotating categories,no af and sp clis. Discover will always be a part of my arsenal.

[Anonymous]

Discover will be a card I keep until I'm dead. They gave me a shot when i was rebuilding my credit (650 or so after burning Amex in College). Started me out at a couple grand.

Now, I'm at over 16k with them. Fantastic customer service and benefits.

[takeshi74]

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@Anonymous wrote:

A keeper?

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That's for each to determine based on the individual's needs/wants just as it is with any card.

Limits are not just about the creditor/card.  That's just part of the consideration.  One's credit profile and income will determine the limits and CLI's that one qualifies for.

You cannot simply assume that getting CLI's with X means that everyone would get CLI's.  CLI's are also not the only criterion that everyone has with cards.  There are many potential considerations.

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@Anonymous wrote:
Thanks for the great post. I had no idea there was a "0% APR/4.99% no fee" balance transfer section and I think there might be quite a few others who read your post who don't know about it either. It looks like it could be quite useful.

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Those are targeted offers which are offered with other cards as well.

[Ghoshida]

CLI-wise, it's a keeper. Over a little more than 2.5 years, it grew from $750 to $25k.

Only the first CLI was a HP that took me to $2k. After that, it was either auto or SP CLI.