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02-02-2010 04:05 PM
Hi every1 i been using myfico website for almost 2 years now. Credit scores in the 650-700. I have 2 lates on my report dating within 2 years. Income is about 30000. So i decide to apply for Discover and Amex to try to see what happen.
Discover Card deny me but approve for a HSBC discover card? i decline that card
Amex approve me.......(yes im in shock too) say i will recieve card in mail so i can activated it ( no clue on credit limit )
Just wanted to say if your credit history clean, good thing can happen....
Now i just needed to figure out whether i should activated this card....i better finish reading the fine print on this Amex card. Wish me Luck
02-02-2010 08:24 PM
02-03-2010 01:00 AM
02-03-2010 01:19 AM
The green one. I believe tat is the standard one. AMEX preferred reward green card. Is tat a good card btw anyone know lol.. Its say it wavied the first annual fee (95 dollar) and give point. Anyone ever have problem with them?
You won't have a limit, then. Green, Gold, Platinum, Black, and Zync from American Express are all charge cards, thus, they do not have a "pre-set" spending limit.
They do have an "exposure limit," however, which is essentially their limit. They won't officially tell you what it is, however. You can call in and ask if a charge of x amount would be approved, however.
And I haven't had any issues with American Express. I've been very happy with their service, thus far.