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I searched but found conflicting reports and nothing very recent.
I checked my wife's CR today on MyFico. Both EQ and TU were excellent (790 and 797) but we noticed that even though she has been an AU on my Discover account since around 2008, it does not show up on either EQ or TU. We haven't checked EX yet, but it was kind of surprising.
She is also an AU on my AMEX Gold account since 2008, as well as on my new Citi account from 2/2012. Both of those show up on her CRs.
However, I added her as an AU on my new BoA Cash Rewards Signature Visa that I opened in 2/2012 but that also doesn't show up. That could be a delay (although it shows up on my CR since last month) possibly, but the Discover obviously can't be.
So does Discover generally not report AU to the bureaus, and will we likely be able to get them to report it if we call in and ask them to?
@h4ldol wrote:I searched but found conflicting reports and nothing very recent.
I checked my wife's CR today on MyFico. Both EQ and TU were excellent (790 and 797) but we noticed that even though she has been an AU on my Discover account since around 2008, it does not show up on either EQ or TU. We haven't checked EX yet, but it was kind of surprising.
She is also an AU on my AMEX Gold account since 2008, as well as on my new Citi account from 2/2012. Both of those show up on her CRs.
However, I added her as an AU on my new BoA Cash Rewards Signature Visa that I opened in 2/2012 but that also doesn't show up. That could be a delay (although it shows up on my CR since last month) possibly, but the Discover obviously can't be.
So does Discover generally not report AU to the bureaus, and will we likely be able to get them to report it if we call in and ask them to?
They did for me and it's been several years since I added the AU's but I believe Discover still reports AU's.
@MarineVietVet wrote:They did for me and it's been several years since I added the AU's but I believe Discover still reports AU's.
Thanks, I guess I'll call Discover to see if they can address the non-reporting AU status.
@h4ldol wrote:
@MarineVietVet wrote:They did for me and it's been several years since I added the AU's but I believe Discover still reports AU's.
Thanks, I guess I'll call Discover to see if they can address the non-reporting AU status.
Is your DW's AAoA good? I think adding too many new CC's to here file may ding her AAoA if it isn't already good.
LS2982 wrote:
Is your DW's AAoA good? I think adding too many new CC's to here file may ding her AAoA if it isn't already good.
What does "DW" stand for btw? That's a good point though, since my wife's credit history is shorter so that it could cause problems if Discover didn't backdate her AU status if/when they start to report it to the CRAs.
DW is darling wife or dear wife.
Thanks, I learn something new here everyday.
@h4ldol wrote:Thanks, I learn something new here everyday.
It took me awhile to figure that one out myself, I tohught it meant "Divorced Wife"