07-19-2009 10:13 AM
A good week for me.
I apped for Discover in the hopes that once denied I'd be offered the HSBC Discover. I did indeed receive the denial letter with an 'alternative offer'. S I called and after a few questions, the CSR said " I can approve you today foe our Discover Open Road,($1000CL) would you like to accept this offer?" To which I replied, "Why, Yes, please!"
This is pretty unbelievable since Discover is VERY conservative, and my scores are so-so at best (640-667).
And yesterday, I logged in to my PayPal account and GEMB had restored my CL to the original amount of $300! (Earlier this year, it had been reduced to $160 for unknown reasons.)
I realize to alot of folks these are 'toy' limits, but I'm pretty happy with my progress...
07-19-2009 04:53 PM
07-19-2009 05:53 PM
Thanks, man. Frankly, I'm not unhappy with my limits at all. It keeps me in line, so to speak.
Years ago when I had A++ credit and awesome limits, I used and abused my privileges. I was a single Mom and Homeowner, both Mom and man of the house, and I got in some deep debt and ended up selling my home and eventually in bankruptcy.
It's been am arduous journey, but I have much more knowledge and respect for my finances now. So no sir, I ain't complaining!!
07-19-2009 06:35 PM