I'd say if you feel your profile CR is fit for a higher limit and that it could be there mistake why not call them and address it and if that gets no were and your confident that your profile fits for a higher limit then go for the CLI via HP of course...
@Anonymous wrote:Hey so I was looking at my discover IT card account online. I recently applied and was approved for a discover IT student card in December 2013. I was given a limit of $1000 which is 5% of my income of about 20,000$ I was somewhat annoyed and shocked at the low limit but I assumed it was just because I was on an app spree so I had a several inquiries and they were cautious or something. However, I looked online on my "profile" and saw that my income was set at ZERO. I applied over the phone back in december and now I'm curious if the person I was speaking to accidentally put in 0 for my income or something and that is the reason I was only given a $1000 limit? Any ideas where to go from here?
I haven't been given higher than a 1K unsecured starting limit by anyone and that's less than 1% of my income. Also I'm not certain even what the maximum is on the student card, it's almost certainly lower than the mainline one from a product perspective.
Limits are built with payment history, supported by income: one without the other doesn't make the grade when we're talking about supercalifragilisticexpialidocious limits.
Not a big deal as others have stated, CLI's will come with time and good use.
@Creditaddict wrote:clearly the income wasn't $0 when you applied, the online account often shows $0, same for amex too.
dont't sweat it with discover... they are constantly known for tiny CL's
really? I didn't know that .. because when i apped for the IT Card my starting CL was 9500 I thought it was because it was only Discover and not MC or Visa
That seems pretty much in line if I compare what I have been getting with 60K income ..for the past 15 months I had a CL of 2,5K and tried every 3 months to get a CLI and finally got it about 10 days ago. All other cards had me started at 5K-17K...Discover is very stingy with some customers 
..but with others they can jump in highest....somehow I had the feeling if they cannot beat the highest they jump in very low.....just be patient and wait it out...one day you will get it up eventually.
