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Discover approval or no?

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new_earth
Frequent Contributor

Re: Discover approval or no?

guess who just called? discover! the guy asked a few questions about my inquiries and new accounts, I explained them pretty much honestly. he actually suggested myFico.com to read about the best ways to manage my credit. I said I'm on the forums all the time and its how I learned to repair and rebuild my credit. ha awesome."! finally he said congrats you've been approved for $2500 Smiley Surprised. amazing because the only regular cc's I have are $300, $500, and $1000. I am still in shock! $2500! less than 4 months ago I had horrible credit, repaired and rebuilt quick and now this! I am having such great luck. I have a vision board I made for life goals and three ones credit related were DCU refi and visa, Walmart and discover IT. all 3 accomplished in less than 4 months!!

the amazing thing is I have like 18 new accounts and 25 inqs.....shocked!
Message 11 of 19
Simply827
Established Contributor

Re: Discover approval or no?

Congrats!


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 12 of 19
09Lexie
Moderator Emerita

Re: Discover approval or no?

Message 13 of 19
new_earth
Frequent Contributor

Re: Discover approval or no?

done Smiley Very Happy lucky week! funny thing is no other major cc will approve me not even Cap1. I think I'm blacklisted from them for a CO long time ago...anyway I am very happy today
Message 14 of 19
Haroon
New Contributor

Re: Discover approval or no?

How many negatives did you have on your credit if any when you were approved
Message 15 of 19
new_earth
Frequent Contributor

Re: Discover approval or no?

when I applied a month ago I had one charge off and one collection, and collection was for that same charge off. I have since gotten rid of the collection but the charge off remained. those were reasons for denial. so I guess to answer your question, this time all I had was a charge off.
Message 16 of 19
fargobzn
Contributor

Re: Discover approval or no?

Congrats on getting approved for a great card!



Message 17 of 19
KIPPIE12
Established Contributor

Re: Discover approval or no?

Congrats!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 18 of 19
djc1puno
Valued Contributor

Re: Discover approval or no?

congrats! whoo-hoo!



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 19 of 19
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