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Discover approval process

Regular Contributor

Discover approval process

    Applied for Discover, got the prompt to set up online account and notification that I will be contacted with approval details????

 

what exactly does this mean and will I be contacted by email or phone or what/??

 

thanks!

8 REPLIES
Established Contributor

Re: Discover approval process

 

Hmm, sounds like you were approved.  Congrats

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Regular Contributor

Re: Discover approval process

I recently got approved for a discover card.  After submitting my basic info (name, ssn, dob, etc.) the system clocked for a bit them prompted me to enter additional info (employer, job title, years employed, salary). Then I got an instant approval!  With a prompt to set up online profile.

 

Have you tried the check staus link?

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Regular Contributor

Re: Discover approval process

      I just called the backdoor number I found on here, CS lady was nice as can be.   She asked me how long ago my BK was filed, I said almost three years.  She then asked why I wanted the CC, I said I was rebuilding my credit and wanted to begin a relationship with a reputable CC company, she then said I am going to move you to our Discover More card and give you a 1K limit.  That worked for me!!  Kind of a bizarre process, but worked out.

Valued Member

Re: Discover approval process

Congrats!




Regular Contributor

Re: Discover approval process

Congrats!!

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Established Contributor

Re: Discover approval process


Ron6262 wrote:

      I just called the backdoor number I found on here, CS lady was nice as can be.   She asked me how long ago my BK was filed, I said almost three years.  She then asked why I wanted the CC, I said I was rebuilding my credit and wanted to begin a relationship with a reputable CC company, she then said I am going to move you to our Discover More card and give you a 1K limit.  That worked for me!!  Kind of a bizarre process, but worked out.


If you have seen the Discover "It" card, you can PC to it, same reward structure, but enhacned benefits. I had my More for less than a week and PC'd. No hard pull or anything, just took like 5 minutes via online chat. 

 

and, CONGRATS!!!!!

 

 

 

Logan.

Regular Contributor

Re: Discover approval process

   Thanks for the tip!!  I will check that out for sure!

Frequent Contributor

Re: Discover approval process

Congrats!!!

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800