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Regular Contributor
Posts: 137
Registered: ‎07-14-2012
0

Discover approved or not????

      I just closed on a house this week and am ready to begin gardening for a year or two.  I only have two small Captial one CC with $300 limits, so I know I need some bigger limit cards.  My scores are 645-660.  I applied for capital one and recieved a $1000 card.

 

       I then applied to Discover and got the prompt that my approval status was being reviewed but was also prompted to set up an online acct.  I went thru the steps and again received a noticed that my "approval status' was being reviewed and I would be notified.

 

       I assume this is a denial, but why go thur setting up an online acct and all the extra BS?

Frequent Contributor
Posts: 269
Registered: ‎03-15-2012
0

Re: Discover approved or not????

You were approved...thats why they set you up an account.

Fico Scores: 763 EQ(12/11/12) 801 TU(02/06/15) 776 EX(02/14/2015)
AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K Discover it 6.5K Wells Fargo Cash Back $4.4K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Established Member
Posts: 12
Registered: ‎05-31-2012
0

Re: Discover approved or not????

Exact same thing happened when I applied for my Discover Escape... I immediatly called in to see if then needed anything and they transferred me to a credit analyst. There she approved me on the spot for $1500. My score was similar to yours at that time.

Discover IT 12k, Discover Escape 8k, CSP 8k, US Bank 6k, AMEX Delta Gold 1k, AMEX Zync NPSL, Dillards AMEX 6k, Walmart Discover 7.5k, Lowes 10k

Starting Score: TU 701
Current Score: EQ 701 EX 706 TU 724
Goal Score: 760 Across the Board. Goals met: Mortgage! :smileyhappy:
Regular Contributor
Posts: 137
Registered: ‎07-14-2012
0

Re: Discover approved or not????

     Excellent!!!!   I knew you guys would be right on it!!!

 

       That will be a good one for the garden!!!

Regular Contributor
Posts: 137
Registered: ‎07-14-2012
0

Re: Discover approved or not????

     One more question, or two,  will they send me an email or just send things snail mail??

 

      Also, how do their limits usually start, like is 1K the bottom or less?

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