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Regular Contributor
Ron6262
Posts: 127
Registered: ‎07-14-2012

Discover approved or not????

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‎08-10-2012 04:13 PM

      I just closed on a house this week and am ready to begin gardening for a year or two.  I only have two small Captial one CC with $300 limits, so I know I need some bigger limit cards.  My scores are 645-660.  I applied for capital one and recieved a $1000 card.

 

       I then applied to Discover and got the prompt that my approval status was being reviewed but was also prompted to set up an online acct.  I went thru the steps and again received a noticed that my "approval status' was being reviewed and I would be notified.

 

       I assume this is a denial, but why go thur setting up an online acct and all the extra BS?

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Frequent Contributor
CreditChampion
Posts: 255
Registered: ‎03-15-2012

Re: Discover approved or not????

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‎08-10-2012 04:30 PM

You were approved...thats why they set you up an account.


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
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Established Member
Fyre800
Posts: 10
Registered: ‎05-31-2012

Re: Discover approved or not????

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‎08-10-2012 04:31 PM

Exact same thing happened when I applied for my Discover Escape... I immediatly called in to see if then needed anything and they transferred me to a credit analyst. There she approved me on the spot for $1500. My score was similar to yours at that time.

Discover IT $7.5k, Chase Amazon Visa $3.5k, AMEX PRG, AMEX Zync NPSL, Dillards AMEX $4.3k, Walmart Discover $7.5k, Denali Alaskan FCU Visa Platinum $10k

Starting Score: TU 701
Current Score: EQ 690 EX 712 TU 729
Goal Score: 760 Across the Board, Mortgage
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Regular Contributor
Ron6262
Posts: 127
Registered: ‎07-14-2012

Re: Discover approved or not????

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‎08-10-2012 04:37 PM

     Excellent!!!!   I knew you guys would be right on it!!!

 

       That will be a good one for the garden!!!

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Regular Contributor
Ron6262
Posts: 127
Registered: ‎07-14-2012

Re: Discover approved or not????

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‎08-10-2012 06:10 PM

     One more question, or two,  will they send me an email or just send things snail mail??

 

      Also, how do their limits usually start, like is 1K the bottom or less?

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