08-10-2012 04:13 PM
I just closed on a house this week and am ready to begin gardening for a year or two. I only have two small Captial one CC with $300 limits, so I know I need some bigger limit cards. My scores are 645-660. I applied for capital one and recieved a $1000 card.
I then applied to Discover and got the prompt that my approval status was being reviewed but was also prompted to set up an online acct. I went thru the steps and again received a noticed that my "approval status' was being reviewed and I would be notified.
I assume this is a denial, but why go thur setting up an online acct and all the extra BS?
08-10-2012 04:30 PM
You were approved...thats why they set you up an account.
08-10-2012 04:31 PM
Exact same thing happened when I applied for my Discover Escape... I immediatly called in to see if then needed anything and they transferred me to a credit analyst. There she approved me on the spot for $1500. My score was similar to yours at that time.
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