Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 137
Registered: ‎07-14-2012
0

Discover approved or not????

      I just closed on a house this week and am ready to begin gardening for a year or two.  I only have two small Captial one CC with $300 limits, so I know I need some bigger limit cards.  My scores are 645-660.  I applied for capital one and recieved a $1000 card.

 

       I then applied to Discover and got the prompt that my approval status was being reviewed but was also prompted to set up an online acct.  I went thru the steps and again received a noticed that my "approval status' was being reviewed and I would be notified.

 

       I assume this is a denial, but why go thur setting up an online acct and all the extra BS?

Frequent Contributor
Posts: 271
Registered: ‎03-15-2012
0

Re: Discover approved or not????

You were approved...thats why they set you up an account.

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
Established Member
Posts: 15
Registered: ‎05-31-2012
0

Re: Discover approved or not????

Exact same thing happened when I applied for my Discover Escape... I immediatly called in to see if then needed anything and they transferred me to a credit analyst. There she approved me on the spot for $1500. My score was similar to yours at that time.


Main cards:
Discover IT $15.8k
Chase Sapphire $9k
Bank of America Alaska Airlines $10k
Regular Contributor
Posts: 137
Registered: ‎07-14-2012
0

Re: Discover approved or not????

     Excellent!!!!   I knew you guys would be right on it!!!

 

       That will be a good one for the garden!!!

Regular Contributor
Posts: 137
Registered: ‎07-14-2012
0

Re: Discover approved or not????

     One more question, or two,  will they send me an email or just send things snail mail??

 

      Also, how do their limits usually start, like is 1K the bottom or less?

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.