Discover at 6 months in Feb

[sassymomof2]

My Discover card is hitting its 6 month anniversary in Feb.  I am looking for suggestions regarding how I can maximize my possibility of getting an auto increase.  My credit limit is at $1,000.  I carry a balance of $300 monthly.  I always pay before the due date and pay more than the minimum payment. 

[OptimasPrime]

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@sassymomof2 wrote:

My Discover card is hitting its 6 month anniversary in Feb.  I am looking for suggestions regarding how I can maximize my possibility of getting an auto increase.  My credit limit is at $1,000.  I carry a balance of $300 monthly.  I always pay before the due date and pay more than the minimum payment. 

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If you can pif instead of carrying a balance that would improve your chances. Even if you are taking advantage of a 0% offer you still have a better chance at an auto cli if you aren't carrying a balance.

Also discover generally tends to reward usage, so more spending on the card (coupled with paying in full) would certainly increase your chances.

[nicholasyud]

used as normal spending then pif before payment cut.....

[sassymomof2]

Thanks! I will try babysitting it for a while.  The credit limit aggravates me because I have to keep making interim payments.  My #1 card is my PRG rewards card.  The NPSL is right up my alley.  I just signed up for first quarter rewards.  I'll start using it more since I like the reward category- Restaurants and movies.