I got my discover in May 2011 they gave me $1000 and I just logged in and saw a auto CLI of $350.. Not bad..I've been paying off all of the balance expcet $5.00 each month... Been doing about $500 in speading a month..
@jayjay21us wrote:I got my discover in May 2011 they gave me $1000 and I just logged in and saw a auto CLI of $350.. Not bad..I've been paying off all of the balance expcet $5.00 each month... Been doing about $500 in speading a month..
Just to clarify, you are paying it down to $5 before the statement date, letting that report, and then PIF before the due date, right? Letting any balance carry over to the next cycle is not going to help you "build credit" or increase your score, it is just throwing away money on interest.
In other news, I hope they continue the trend and give me an auto CLI too. I got mine in May 2010 with a $2000 CL, and requested a CLI in April 2011 that cost me a hard pul for another measly $500. It's been 6 months so I hope they're indeed feeling generous as it looks like.
Guess not, I just called and got shot down, no CLI without a hard pull. I guess they don't like my spending patterns; I only put $250-500 on it per month to keep the util under control. That is apparently not enough for them so I'll garden it another 6 months and try again. How annoying - my other CLs are 14,000 and 19,300, it'd be nice to get this one in triple digit land but it's not worth a HP.
I just got a letter from Discover saying that they increased my CL by $600. I'll take any auto CLI since I've never had one......EVER....ANY card 
So far, I've been really happy with Discover.