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Discover being hormonal this month?

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09Lexie
Moderator Emerita

Re: Discover being hormonal this month?


@FinStar wrote:

@09Lexie wrote:

Not for me.  Christmas Eve I charged a single transaction for $2k and they didn't say a word. 

 

To  add, I was over 100 miles from home 


So, in other words Lexie, your Discover card did not act "hormonal" right?  LOL


Not one bit.  I did think maybe I should have calked ahead due to current events but it was not necessary 

Message 11 of 21
chwebb1
Established Contributor

Re: Discover being hormonal this month?


@grinlikechelsea wrote:

@FinStar wrote:

@09Lexie wrote:

Not for me.  Christmas Eve I charged a single transaction for $2k and they didn't say a word. 

 

To  add, I was over 100 miles from home 


So, in other words Lexie, your Discover card did not act "hormonal" right?  LOL


Mine flew into a PMS rage when I last used it, however. Smiley Tongue

 

Actually, Discover has locked up my card this week for suspicious activity (used on Amazon for $157). It didn't bother me. I actually thought it was nice that they were keeping an eye out on my account.


For me, the best kind of credit card company is the one that I never hear from Smiley Happy. My thoughts are if there is a problem, I'll call them. Otherwise, don't call/email me. In short, "Don't call me, I'll call you."

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 12 of 21
FinStar
Moderator Emeritus

Re: Discover being hormonal this month?


@chwebb1 wrote:

I'm slowly coming to the conclusion that Discover hates me. They wouldn't CLI me at 3 months, and they keep shutting off my card. Maybe I need to whisper sweet-nothings to my Discover card?


Maybe your Discover card has an "irregular" cycle being that it's hormonal and all...LOL.

Message 13 of 21
chwebb1
Established Contributor

Re: Discover being hormonal this month?

Maybe. I wish it would have that looked at by a doctor. XD
 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 14 of 21
cottoncrown
Frequent Contributor

Re: Discover being hormonal this month?

The period tracker app for iPhone works really well so that you can predict the monthly activity and adjust you spending activities accordingly. It can get complicated with the payment and statement dates, however. Some juggling is required.
Message 15 of 21
chwebb1
Established Contributor

Re: Discover being hormonal this month?

I LOLed. Where's the like button when you need it?
 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 16 of 21
enharu
Super Contributor

Re: Discover being hormonal this month?

Maybe it's because you are shopping that merchants that has / had an unusual level of fraud / chargeback activity?

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 17 of 21
chwebb1
Established Contributor

Re: Discover being hormonal this month?


@enharu wrote:
Maybe it's because you are shopping that merchants that has / had an unusual level of fraud / chargeback activity?


I used the card at Newegg (I immediately received an email after I placed that order, and was asked to verify that purchase). I've also used the card at Amazon and eBay. None of those are that "exotic", right?

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 18 of 21
enharu
Super Contributor

Re: Discover being hormonal this month?

eBay probably has one of the highest fraud / chargeback incidence rates out of all the major online shopping platforms. Many people would just call their banks rather than to be put on hold for an extended period of time just so they can finally reach an eBay associate. They are getting better though, I think.

Amazon and newegg has their fair share of fraudulent activities as well with stolen cards, especially for expensive purchases.

Mostly because your account is fairly new, it will take some time for the bank to establish your purchase patterns. Once it is established, you should see less of these fraudulent warnings, as long as you don't do something out of your ordinary again. Right now most banks are also somewhat more uptight with the target fraud going on.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 19 of 21
krial
Regular Contributor

Re: Discover being hormonal this month?

I haven't heard a peep from Discover, despite making lots of extra purchases all over the internet the last few days to take advantage of the 5% CB before it expires!

Goal: 800, Current Scores: EX 735, EQ 746, TU 745
Message 20 of 21
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