No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
You can have mine.
It's my understanding that you can get an HSBC Discover by applying for a Discover card, being denied but receiving a"counter offer" for the HSBC Discover.
This is what I was shooting for a couple months ago when Discover surprisingly approved me for the Open Road card. NO way I wouldn't accept their offer...
My scores are in the 650-675 range.
@DI wrote:
I have the Discover More Card. I can't wait until the CLI start rolling in.
I hope this is not a TJ, but may be relevant to OP since it is a Discover question which OP hopes to get soon.
DI - can you tell me more about expected CLI's with Discover. I got mine in March or April and it was by far my lowest CL of my recent app spree. I almost canceled it, but many here convinced me it was a good prime card regardless of CL initially.
problem with requires heavy useage I think used as my #1 card the fist two month's until realze what I was losing after I only for promos shopdiscover and cash over got it 9/07 9 month's got an $800 cli nothing since.
and $7.50 when you can $30 any number of other cardrs isn't a good deal
@DI wrote:
I have the Discover More Card. I can't wait until the CLI start rolling in.
@Anonymous wrote:problem with requires heavy useage I think used as my #1 card the fist two month's until realze what I was losing after I only for promos shopdiscover and cash over got it 9/07 9 month's got an $800 cli nothing since.
and $7.50 when you can $30 any number of other cardrs isn't a good deal
____________________________________________________________
I agree. Using Discover Card as a daily card is not a good rewards deal. Much better cards out there to maximize rewards. I have also had difficulty with Discover not calculating the 5% rewards accurately. You must watch them closely and make sure they pay the rewards you are owed. I have been cheated several times. IMHO they are a little shady and a little less than prime. CLI's are few and far between.
One of the most common complaints about Discover is their CLs. Discover simply does not give high credit limits. It seems it's just not their MO. If you want a Discover, expect that the CL may be less than satisfying. Get it for their rewards. The rewards are very good, as long as you wisely choose when to use it depending on what is giving 5% back at that moment in time.
Also we can thank Discover for cards that don't have annual fees, as they were the very first CCC to offer such a thing.