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New Member
Eiyanne
Posts: 15
Registered: ‎08-27-2011
0

Discover card approval

Approved for Discover More card for $4000.00

Eq Fico 6/2011 671
Transunion Fico 8/11 691
Exp Vantage 8/11 736

I'm so excited, I have been praying for this break.




Regular Contributor
Believe1970
Posts: 154
Registered: ‎11-01-2009
0

Re: Discover card approval

Congrats!


Starting Score: 0
Current Score: 0
Goal Score: 850


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Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
0

Re: Discover card approval

Yes, congrats on your new card! Decent CL too!

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Discover card approval

Congrats! Nice CL! Do you have any idea who they pulled?


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
New Member
Eiyanne
Posts: 15
Registered: ‎08-27-2011
0

Re: Discover card approval

Transunion
Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010
0

Re: Discover card approval

Congrats i apply last year with 1500 now is 3100.

Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: Discover card approval

Congrats, you actually got a higher CL than I did.

 

Discover pulled EQ for me, and at the time I applied I had a 774 Fico, 1% util, 5 yrs AAoA, but the killer for me was the inq's, I had only 2 in the last year but 24 in the last two years.

 

12 inq's from 3/10 Car Loan, 10 inq's from 5/11 Car Loan, the 12 from 3/10 only counts as one and the 10 from 5/11 only counts as one (Rate shopping) but when I apped for the Discover More online (their system did not recognize that)  I was declined because of the inq's, I called the backdoor # immediately after the online decline and explained the inq's were "Rate Shopping" inq's for Auto Loans and was put on hold and the rep came back and said congrats I was able to get you approved 2000CL, I almost told her to cancel my app 2000CL really????

 

But I figured, I'd go ahead and take it, because I know this card will grow with me.

 

Congrats again, great initial CL, treat it well and it will grow nicely with you.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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