Discover card is now on my "S-list".

[-Wade-]

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@FixMyCredit1992 wrote:

Yes and no. Although high balances are not good (it's not maxed out, like 4900/10k or something), she has had it for over 30 years and has perfect history with them.

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The Discover Card is a major credit card, issued primarily in the United States. It was announced by Sears in 1985 and was introduced nationwide the following year

[Kenny]

-Edited-

[Chris679]

Stated in a previous post that 92 is his birth year

[TrulyyBlessed]

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@FixMyCredit1992 wrote:

The only reason I applied for Discover is due to the fact they allow joint applicants. 

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Yet YOUR joint applicant was no where in sight when YOU applied and somehow your mad at  Discover? You should be on their S-list.

[TrulyyBlessed]

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@Anonymous- wrote:

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@FixMyCredit1992 wrote:

Yes and no. Although high balances are not good (it's not maxed out, like 4900/10k or something), she has had it for over 30 years and has perfect history with them.

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The Discover Card is a major credit card, issued primarily in the United States. It was announced by Sears in 1985 and was introduced nationwide the following year

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[Gunnar419]

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@FixMyCredit1992 wrote:

They said "ok, so you are not wanting the offer?" I said yes, that is correct. 

They did not say any of the following:

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You said you didn't want the offer. Period. Not only did Discover have no obligation to hold the offer open for you, it would have been disrespectful of them not to heed your stated wishes.

Also, you apped knowing you'd likely need a co-signer without having your only possible co-signer available???

I agree with what others have said. Garden, and grow yourself a more realistic attitude as you grow your credit.

[Airforcekid]

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@Chris679 wrote:
Stated in a previous post that 92 is his birth year

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At the oldest then your 22 I would do nothing (freeze reports) for two years and start reapplying at 24. In the meantime set up a checking account and get in good standing with a credit union stick to a debit card and occasionally your secured card only if you can pay it in full. It may seem like your getting a late start, but 15 years from now a credit card from 22 or 24 will make no difference in the eyes of lenders however if you keep applying you have no shot at recovering for quite a while.

[RushXTC]

Why would you apply over the phone anyways?

Much easier to do it online and the co-signer doesn't have to give permission. So long as you have the information (You should always get permission anyways) But the process is much easier online.

[fot1]

It is a train wreck you just can't look away from.. Garden Op garden..

[lg8302ch]

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@Involver wrote:
Why do you keep trying to app new cards?

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+1

I believe there were several suggestions in other threads to garden and age off your inquiries ? But you do not listen and need to find out the hard way Do not blame Discover but yourself.