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When I got discover I started with a limit of 9k. I'm still in 0% period when it was raised it to 11k. The only card I can't get them to raise the limit on is cap1...lol Its been at 3200 for many years now.
Grats
I've tried to get in with Discover for 2 years. They always come back saying my BK 7 from 2011 is in the way. This month I applied for the secured and was gonna put 2k down. They wouldn't even do that.
@Anonymous wrote:Grats
I've tried to get in with Discover for 2 years. They always come back saying my BK 7 from 2011 is in the way. This month I applied for the secured and was gonna put 2k down. They wouldn't even do that.
That's crazy! I'm only 1 year post discharge and they approved me. Did you burn them in your BK7? Maybe that could be the reason.
@Anonymous wrote:
@Anonymous wrote:Grats
I've tried to get in with Discover for 2 years. They always come back saying my BK 7 from 2011 is in the way. This month I applied for the secured and was gonna put 2k down. They wouldn't even do that.
That's crazy! I'm only 1 year post discharge and they approved me. Did you burn them in your BK7? Maybe that could be the reason.
I've never been with Discover before. I see people all the time getting in with them after a BK. I just got approved for a CITI secured card with my 2k. At least I got in with one of the two I wanted
@Anonymous wrote:One year and a few months post BK7, I just got approved for a Discover IT card. 23% interest rate (whew!) and a $500 limit. Kind of a low limit. When you get approved for cards do they base your limit off of your other cards? Is Discover generous with CLI's?
Yes
How often can you request an increase with Discover?
You can do it as often as you like. It's a soft pull, so no harm done. I've gotten CLI's at different intervals, Longest interval was 92 days; shortest was 20 days; others were in between.