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Frequent Contributor
Posts: 299
Registered: ‎05-28-2012
0

Discover cash back

So I have to redeem it per statement or can I save it up to use all at once? Got $32 and some change in two weeks, my first statement cut yesterday..as did a balance..ugh.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Frequent Contributor
Posts: 299
Registered: ‎05-28-2012
0

Re: Discover cash back

I meant Do...damn iPhone.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Discover cash back

lol

Established Contributor
Posts: 631
Registered: ‎07-29-2010
0

Re: Discover cash back

You can save it up. I currently have $278.58 in Discover cash back that I haven't used.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Regular Contributor
Posts: 234
Registered: ‎08-04-2012
0

Re: Discover cash back

I wait until I reach $50 then I cash out. I see no point in collecting past that when the money could be earning interest in a savings account.

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Discover cash back

You don't have to wait. You can link your discover card to amazon and pay with points if you want. I save all of my cashback and use it to pay for Christmas presents.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Frequent Contributor
Posts: 252
Registered: ‎06-08-2009
0

Re: Discover cash back

+1

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
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