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Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012

Discover cash back

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‎11-03-2012 06:31 AM

So I have to redeem it per statement or can I save it up to use all at once? Got $32 and some change in two weeks, my first statement cut yesterday..as did a balance..ugh.
Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660


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Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012

Re: Discover cash back

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‎11-03-2012 06:37 AM

I meant Do...damn iPhone.
Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660


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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Discover cash back

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‎11-03-2012 07:34 AM

lol

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Established Contributor
andre181
Posts: 580
Registered: ‎07-29-2010

Re: Discover cash back

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‎11-03-2012 08:47 AM

You can save it up. I currently have $278.58 in Discover cash back that I haven't used.

FNBO Visa $19K | Discover IT $15.3K | Citi Forward $10.5K | US Bank Cash+ Visa Sig $10K | Amazon/Chase Visa Sig $8.3k | Barclays/Priceline $6K | BoA Cash Rewards 1-2-3 Sig $5.5K | Capital One Cash Rewards $5K | WF Cash Back Visa $3.6K | Citi ThankYou Preferred $3.5K | Amazon/GEMB $2.5K | AMEX BCE $2K | Younkers/WFNNB $2K | Commerce Bank $2K | Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU04 FICO: 749, AAoA: 3.2 years
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Regular Contributor
asteroidblues86
Posts: 199
Registered: ‎08-04-2012

Re: Discover cash back

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‎11-03-2012 09:32 AM

I wait until I reach $50 then I cash out. I see no point in collecting past that when the money could be earning interest in a savings account.

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webhopper
Posts: 6,739
Registered: ‎09-16-2011

Re: Discover cash back

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‎11-03-2012 11:41 AM

You don't have to wait. You can link your discover card to amazon and pay with points if you want. I save all of my cashback and use it to pay for Christmas presents.
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


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Regular Contributor
anderl
Posts: 226
Registered: ‎06-08-2009

Re: Discover cash back

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‎11-03-2012 02:58 PM

+1

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Delta Amex Reserve CC(21K CL); Amex Classic Green Charge(NPSL);Amex Zync(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL);Disover IT 7.8K; NFCU Rewards MC(10K CL); First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(3K CL).
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