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Discover changing CRA report/update date/time of the month?

Regular Contributor

Discover changing CRA report/update date/time of the month?

I usually wouldn't care but I'm new and it's my third statement and I want the bureaus to reflect the new zero balance before I CLI. 

 

What's doin?  

 

Thanks

Message 1 of 6
5 REPLIES
Community Leader
Super Contributor

Re: Discover changing CRA report/update date/time of the month?

Im confused by your post. Are you saying that Discover has changed their reporting to the CRA on you, and reporting at different times now, or "off cycle"?
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 2 of 6
Regular Contributor

Re: Discover changing CRA report/update date/time of the month?

Exactly. Last few months they reported on the 6th so I ensured after heavy charging they were PIF by then. 

 

Here it is the 10th, nothing. Anywhere. 

Message 3 of 6
Established Contributor

Re: Discover changing CRA report/update date/time of the month?


CS850 wrote:

Exactly. Last few months they reported on the 6th so I ensured after heavy charging they were PIF by then. 

 

Here it is the 10th, nothing. Anywhere. 


the 6th was a Friday, today is a Tuesday, give it a few more days for things to update with the CRAs. For me it takes 4-5 days for the CRAs to update after the statement close date.

Scores as of5/20/16: EQ 800;TU 769; EX 793
Last CC app: 5/16.
Mortgage Refi 3/16
Message 4 of 6
Valued Contributor

Re: Discover changing CRA report/update date/time of the month?

I still don't get it 

Macy's AMEX $42,500| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $5,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 5 of 6
Highlighted
Regular Contributor

Re: Discover changing CRA report/update date/time of the month?

If it were just t/u taking their time I wouldn't have posted but even EQ shows nothing and they usually update same day. 

 

Thanks

Message 6 of 6