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Is Discover still being generous with their CLIs? I got an increase two weeks ago 1K to 1.5K. Are they still doing the every two week thing or is that over? If it is over how often are they giving them out now?
That is over. However, if you click on the CLI button and you qualify they will just grant you one.
I just received a $4500 increase on a soft pull. I was pleasantly surprised.
@tbea1004 wrote:Is Discover still being generous with their CLIs? I got an increase two weeks ago 1K to 1.5K. Are they still doing the every two week thing or is that over? If it is over how often are they giving them out now?
They were never "giving them out". You still have to qualify for a CLI, regardless of trends. Yes, there was a period where people got approved more frequently but it doesn't mean all underwriting was suddenly abandoned.
If you just got an increase 2 weeks ago I am fairly certain you won't qualify for one again. You have to wait at least 2 months. Their older policy was 90 days; not sure what it is now as I don't press the button much on my Discover