Discover doesn't report to CRAs

Anonymous · ‎03-20-2011

I currently have a Discover card for students and I had it for about 3months now and the account still doesn't show up on any of the three agencies. Is anyone having this issue?

DI · ‎03-20-2011

Give them a call or log into your Discover account and send customer service an email. It is important that your card reports to the CRAs. Many times Discover cards reports before you receive it in the mail.

Smerri1029 · ‎03-20-2011

Are you letting statements post with balances or paying in full and generating $0 statements? If you are generating $0 statements then in my experience Discover doesn't post those. If you are indeed letting statements post with amounts then you should contact Discover.

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DI · ‎03-20-2011

@Smerri1029 wrote:
Are you letting statements post with balances or paying in full and generating $0 statements? If you are generating $0 statements then in my experience Discover doesn't post those. If you are indeed letting statements post with amounts then you should contact Discover.

What you're saying is an issue that may occur after having the card for a few months. The account should be reporting. If its not reporting... what you're saying is irrelevant. The OP needs to contact customer service.

Anonymous · ‎03-20-2011

I just talked to an account manager. He told me that it takes 60 days for the account to report and another 30 days for the CRAs to update, he didn't mention the 0 balance thing.]

DI · ‎03-20-2011

@Anonymous wrote:
I just talked to an account manager. He told me that it takes 60 days for the account to report and another 30 days for the CRAs to update, he didn't mention the 0 balance thing.]

Did you tell him it's been 90 days already? I'd call back tomorrow and speak with someone more knowledgeable.

DI · ‎03-20-2011

Call the backdoor number from this site tomorrow.

Anonymous · ‎03-20-2011

@DI wrote:

@Anonymous wrote:
I just talked to an account manager. He told me that it takes 60 days for the account to report and another 30 days for the CRAs to update, he didn't mention the 0 balance thing.]
Did you tell him it's been 90 days already? I'd call back tomorrow and speak with someone more knowledgeable.

Even though my account is 3 months old, I just got my first statement on the 1st of March. Maybe that's why...

DI · ‎03-20-2011

@Anonymous wrote:

@DI wrote:

@Anonymous wrote:
I just talked to an account manager. He told me that it takes 60 days for the account to report and another 30 days for the CRAs to update, he didn't mention the 0 balance thing.]
Did you tell him it's been 90 days already? I'd call back tomorrow and speak with someone more knowledgeable.

Even though my account is 3 months old, I just got my first statement on the 1st of March. Maybe that's why...

That could be the culprit. I remember when I opened my Discover More card in July 2009, the card was on my EX report before I received and activated the card.