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So one year ago i got the discover secured card $200 deposit, now i finally get my deposit back. But they did not increase my credit line. I wonder how long i should wait to hit the button?
Feels good to finally get rid of my last secured card, i been on a journey for the past year and half, going from 500 credit score to 680. Paying balances off that were charged off, paying on time always and increasing overall credit line. I still want to get better scores to get better APR's but at least i can probably get most cards i want if i dont already have any.
Still waiting forI mine to unsecure ...
At this point, my scores have improved enough for it to unsecure I believe.
I was approved for an AMEX BCE yesterday. If Discover doesn't graduate me this month, I'll just close the card, get my deposit back, and reapp for an unsecured card when/if I ever want to.
Congrats!