Discover fraudently advertising features they don't give?

[Closingracer]

I noticed on the compare sheet recently   that they give you your FICO score for free on my monthly statement and yet i checked mine this month and last month and it says nothing... I am doing paperless billing and i am relativly new to Credit but i should have a score by now with about 6 months of Credit no?

[ksantangelo23]

EDIT: If your statement date was before, I believe the 19th of November, you wont have a score appear yet. Discover only started this program last month.

Edit 2: JollehRoger posted the right date as the 19th. I first said the 9th

Chat with Discover via Live Chat or on the phone. I had to get my credit score mailed seperatly.

And yes, you should have a credit score of some sort. Discover sends you a copy of your TU FICO score in the welcome package when you're accepted as a new card member.

[FinStar]

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@Closingracer wrote:

I noticed on the compare sheet recently   that they give you your FICO score for free on my monthly statement and yet i checked mine this month and last month and it says nothing... I am doing paperless billing and i am relativly new to Credit but i should have a score by now with about 6 months of Credit no?

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Folks have been getting their recent FICO's as this was a recently implemented account feature.  It also depends on when your billing cycle generates.  The complimentary FICO score feature was not available before.  How is this fraudulent advertising again?

[FinStar]

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@ksantangelo23 wrote:

Chat with Discover via Live Chat or on the phone. I had to get my credit score mailed seperatly.

And yes, you should have a credit score of some sort. Discover sends you a copy of your TU FICO score in the welcome package when you're accepted as a new card member.

Discover only started this program last month.

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+1

[Closingracer]

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@FinStar wrote:

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@Closingracer wrote:

I noticed on the compare sheet recently   that they give you your FICO score for free on my monthly statement and yet i checked mine this month and last month and it says nothing... I am doing paperless billing and i am relativly new to Credit but i should have a score by now with about 6 months of Credit no?

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Folks have been getting their recent FICO's as this was a recently implemented account feature.  It also depends on when your billing cycle generates.  The complimentary FICO score feature was not available before.  How is this fraudulent advertising again?

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My Bill post date is Today the 3rd and they advertised this for about a month now?

[Closingracer]

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@ksantangelo23 wrote:

EDIT: If your statement date was before, I believe the 9th of November, you wont have a score appear yet. Discover only started this program last month.

Chat with Discover via Live Chat or on the phone. I had to get my credit score mailed seperatly.

And yes, you should have a credit score of some sort. Discover sends you a copy of your TU FICO score in the welcome package when you're accepted as a new card member.

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My last month bill was before the 9th and knew it was to early for my last statement. My statement came today December 3rd and thus after  November 9th. I would just like to see some score since i am relativly new to Credit. MY Welcome package didnt say any since i never had Credit before. Hopefully my Amex will tell me some score. I just don't see the need to pay $60 for a score right now

[PokemonMaster]

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@Closingracer wrote:

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@FinStar wrote:

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@Closingracer wrote:

I noticed on the compare sheet recently   that they give you your FICO score for free on my monthly statement and yet i checked mine this month and last month and it says nothing... I am doing paperless billing and i am relativly new to Credit but i should have a score by now with about 6 months of Credit no?

---

Folks have been getting their recent FICO's as this was a recently implemented account feature.  It also depends on when your billing cycle generates.  The complimentary FICO score feature was not available before.  How is this fraudulent advertising again?

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My Bill post date is Today the 3rd and they advertised this for about a month now?

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The launch date for the program was Nov 19th and as I recall it says it can take up to 1-2 statements for it to appear. If you really are that impatient about the score just call and ask.

[ksantangelo23]

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@Closingracer wrote:

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@ksantangelo23 wrote:

EDIT: If your statement date was before, I believe the 9th of November, you wont have a score appear yet. Discover only started this program last month.

Chat with Discover via Live Chat or on the phone. I had to get my credit score mailed seperatly.

And yes, you should have a credit score of some sort. Discover sends you a copy of your TU FICO score in the welcome package when you're accepted as a new card member.

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My last month bill was before the 9th and knew it was to early for my last statement. My statement came today December 3rd and thus after  November 9th. I would just like to see some score since i am relativly new to Credit. MY Welcome package didnt say any since i never had Credit before. Hopefully my Amex will tell me some score. I just don't see the need to pay $60 for a score right now

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I'd head to annualcreditreport.com and get your yearly TU credit report for free - pick up your EQ and EX while you're there, too.

And like I said, chat with Discover

Also, just be aware that the free AMEX score is a FAKO score.

[ksantangelo23]

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JollehRoger wrote:

The launch date for the program was Nov 19th and as I recall it says it can take up to 1-2 statements for it to appear. If you really are that impatient about the score just call and ask.

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Thanks, it was the 19th. I knew it had a "9" in it

[coldnmn]

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@Closingracer wrote:

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@ksantangelo23 wrote:

EDIT: If your statement date was before, I believe the 9th of November, you wont have a score appear yet. Discover only started this program last month.

Chat with Discover via Live Chat or on the phone. I had to get my credit score mailed seperatly.

And yes, you should have a credit score of some sort. Discover sends you a copy of your TU FICO score in the welcome package when you're accepted as a new card member.

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My last month bill was before the 9th and knew it was to early for my last statement. My statement came today December 3rd and thus after  November 9th. I would just like to see some score since i am relativly new to Credit. MY Welcome package didnt say any since i never had Credit before. Hopefully my Amex will tell me some score. I just don't see the need to pay $60 for a score right now

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A credit score can't be generated without 6 months credit history. If you don't have 6 months history you can't get a Fico score anywhere.