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Hello! I just submitted my security deposit for my secured Discover it card and I only put down $200 just to get used to the card since I'm new to credit and I have other cards that I am using. Just waiting to see where it will fit in my daily life. Anyways, I just wanted to know if I could call Discover and put more money down to increase my credit line. Does Discover allow you to increase your secured card's credit line once you have put the security deposit down?
No. Your initial deposit is your credit line and they won't allow you to change it, as far as I know. Congrats on getting in with Discover!
Ahh wel that sucks, but at least I'm in with Discover now!
@msbia wrote:No. Your initial deposit is your credit line and they won't allow you to change it, as far as I know. Congrats on getting in with Discover!
This is why I advised to deposit as much as possible.