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Discover it Lowest APR 11.99%?

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Gunnar419
Valued Contributor

Re: Discover Lowest APR 11.99%?

11.24% here, but again that originated with an old More card that I PCed to an It.

 

I was thinking about asking for an APR reduction recently and was hoping for 9.99%, but then I signed up for both the double cashback and the 0% for 12 months during that brief, wonderful moment when they were available (thank you, MyFico.com) so I'm holding off. Can't do much better than 0% and double rewards.

Message 11 of 15
Anonymous
Not applicable

Re: Discover it Lowest APR 11.99%?

Got my IT card last May with a 10.99 into and 10.99 after that. Always though it strange that it was approved that way. After about 3mo they gave me 0% for 15mo, very nice of them.
Message 12 of 15
taxi818
Super Contributor

Re: Discover Lowest APR 11.99%?


@Anonymous wrote:

Got my card 1/15 - after the 0% APR intro, mine will be 10.99%.


I guess the common denominator from all these sub. 10.99 apr's for discover is every single one of them are for heavy hitters. You too Fin. Smiley Very Happy Above 800 fico scores or at the very least knocking on the 800 fico score door. 7.99 Is off the hook. Smiley Embarassed

Message 13 of 15
Anonymous
Not applicable

Re: Discover it Lowest APR 11.99%?

I am hovering in the 740s from semi-recent bonus grab.
Message 14 of 15
Kb109
Frequent Contributor

Re: Discover it Lowest APR 11.99%?

Mine is 7.99.

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 15 of 15
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