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Update:
I got a letter from Discover today, making official the Interest Reduction
congrats
Just as a datapoint, my Discover APR is currently 9.99% variable (prime rate + 6.74%). I wonder if it's possible to get a lower APR with Discover.
To add another data point. I just used the chat to ask for an APR reduction, they approved it. I went from 22.99% to 18.24%. Seems like 4.75% is their standard drop.
@Genkeim wrote:To add another data point. I just used the chat to ask for an APR reduction, they approved it. I went from 22.99% to 18.24%. Seems like 4.75% is their standard drop.
I also got same apr reduction. I wonder how often you can ask for apr reductions ?
@mongstradamus wrote:
@Genkeim wrote:To add another data point. I just used the chat to ask for an APR reduction, they approved it. I went from 22.99% to 18.24%. Seems like 4.75% is their standard drop.
I also got same apr reduction. I wonder how often you can ask for apr reductions ?
I think someone mentioned every 12 months earlier. However my account is only 9 months old. I'm going to try again in Aug when I hit 12 months.