cancel
Showing results for 
Search instead for 
Did you mean: 

Discover it

tag
Jpmack29
Regular Contributor

Discover it

I requested a CLI- I got the your request is under review message, and I will know within 2 days. Is this a denial?

Current (8/2015): Equifax 688, Transunion 689, Experian 708
Goal Scores: 700 across the board

Capital One Venture: $5500| Discover it: $4500| American Express Green Card: NPSL| Capital One- QuickSilver: $3000| American Express Everyday Card: $2000| Bank of America- Americard Cash Rewards: $1500 | Barclays Cash Rewards: $1300| Chase Freedom:$1200| Barclays Apple Rewards: $2000
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Discover it

not necessarily.  I got that message 2 days ago and then got a $1500 increase the next day.

Message 2 of 10
Jpmack29
Regular Contributor

Re: Discover it

I see, nice increase! 

Current (8/2015): Equifax 688, Transunion 689, Experian 708
Goal Scores: 700 across the board

Capital One Venture: $5500| Discover it: $4500| American Express Green Card: NPSL| Capital One- QuickSilver: $3000| American Express Everyday Card: $2000| Bank of America- Americard Cash Rewards: $1500 | Barclays Cash Rewards: $1300| Chase Freedom:$1200| Barclays Apple Rewards: $2000
Message 3 of 10
Anonymous
Not applicable

Re: Discover it

They will straight up tell you if it's a denial. Keep your fingers crossed!

Message 4 of 10
9CLINE
Valued Contributor

Re: Discover it

Not always a denial,,, I've had it go both ways,, got denials and last inc. came the next day 3,000 so, sorry but you'll have 2 wait & c on this 1...
Good luck 2 ya !!!!!!!!

Message 5 of 10
Jpmack29
Regular Contributor

Re: Discover it

Yeah I hope so, I'll wait and see

Current (8/2015): Equifax 688, Transunion 689, Experian 708
Goal Scores: 700 across the board

Capital One Venture: $5500| Discover it: $4500| American Express Green Card: NPSL| Capital One- QuickSilver: $3000| American Express Everyday Card: $2000| Bank of America- Americard Cash Rewards: $1500 | Barclays Cash Rewards: $1300| Chase Freedom:$1200| Barclays Apple Rewards: $2000
Message 6 of 10
NRB525
Super Contributor

Re: Discover it

Last request I got the 2-3 message and logged in a few days later to see a $1,500 CLI had been approved / added. Previous request a few months ago was instant $500, so it just depends on how they look at the file that day.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 10
Anonymous
Not applicable

Re: Discover it

Please let us know the outcome OP.
Message 8 of 10
Jpmack29
Regular Contributor

Re: Discover it

I got $500. I guess I will try again next time. I think my cc balances are holding me back, but I had to use them. 

Current (8/2015): Equifax 688, Transunion 689, Experian 708
Goal Scores: 700 across the board

Capital One Venture: $5500| Discover it: $4500| American Express Green Card: NPSL| Capital One- QuickSilver: $3000| American Express Everyday Card: $2000| Bank of America- Americard Cash Rewards: $1500 | Barclays Cash Rewards: $1300| Chase Freedom:$1200| Barclays Apple Rewards: $2000
Message 9 of 10
Anonymous
Not applicable

Re: Discover it

Congratulations, jpmack! Valuable journeys can begin with small steps. Smiley Happy

Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.