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Discover lower my APR 13.24 to 12.24%

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Saleen099
Senior Contributor

Re: Discover lower my APR 13.24 to 12.24%


@CreditCuriousity wrote:

@Saleen099 wrote:

@CreditCuriousity wrote:

Very nice... Was bored earlier this evening before hitting the bottle at the bar and got a apr reduction on my SM card as wellSmiley Happy..  Something is better than nothing for both of us, granted I had to call lol


 Nice.  And yes something is better than nothing so what are you drinking? 


Most likely some Patron Tequila along with a few cervezas.


   I'm just drinking some Corona light. 

Message 11 of 18
Anonymous
Not applicable

Re: Discover lower my APR 13.24 to 12.24%

No way, does discover really usually have these kinds of balance transfer offers?
Message 12 of 18
Saleen099
Senior Contributor

Re: Discover lower my APR 13.24 to 12.24%


@Anonymous wrote:
No way, does discover really usually have these kinds of balance transfer offers?

  Yes Discover as  them all the time. 

Message 13 of 18
Anonymous
Not applicable

Re: Discover lower my APR 13.24 to 12.24%

Wow that's incredible. Now that is a A+ I wonder if this implys on all discover cards including secured
Message 14 of 18
Saleen099
Senior Contributor

Re: Discover lower my APR 13.24 to 12.24%


@Anonymous wrote:
Wow that's incredible. Now that is a A+ I wonder if this implys on all discover cards including secured

   I don't know about secured credit cards but they usually have some kind of special offer for Discover card members. 

Message 15 of 18
NRB525
Super Contributor

Re: Discover lower my APR 13.24 to 12.24%


@Saleen099 wrote:

@Anonymous wrote:
Wow that's incredible. Now that is a A+ I wonder if this implys on all discover cards including secured

   I don't know about secured credit cards but they usually have some kind of special offer for Discover card members. 


I don't know about secured cards either, but if I get 4 BT offers in a letter like that, I would prefer if they were available to use, and not ALL expired Smiley Happy

 

Congrats on the APR reduction OP.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 16 of 18
Saleen099
Senior Contributor

Re: Discover lower my APR 13.24 to 12.24%


@NRB525 wrote:

@Saleen099 wrote:

@Anonymous wrote:
Wow that's incredible. Now that is a A+ I wonder if this implys on all discover cards including secured

   I don't know about secured credit cards but they usually have some kind of special offer for Discover card members. 


I don't know about secured cards either, but if I get 4 BT offers in a letter like that, I would prefer if they were available to use, and not ALL expired Smiley Happy

 

Congrats on the APR reduction OP.


  I don't even know why I didn't notice that to me beers  but when I login just now none of the offers are expired so I don't know why they would send me out offers  that show is expired.   Thanks NRB525. 

Message 17 of 18
Anonymous
Not applicable

Re: Discover lower my APR 13.24 to 12.24%

WOW! A letter from Discover that isn't "not enough history with current limit" I was not aware that those exist Smiley LOL

 

Jk. Congrats on the lowered APR OP. Waiting for my statement to close before requesting one. 

Message 18 of 18
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