Credit Card Center Advertiser Disclosure

Reply
Frequent Contributor
Posts: 278
Registered: ‎10-12-2012
0 Kudos

Discover luv button ?

So I hit the luv button on Discover.  Said it couldn't grant request without hardpull and if I did not want to hit cancel.  I cancelled but now it states that I have a cli request in progress.  Anybody have this happen? 

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $16,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $10,000, Barclay Cash Forward $16,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0 Kudos

Re: Discover luv button ?


icloud2525 wrote:

So I hit the luv button on Discover.  Said it couldn't grant request without hardpull and if I did not want to hit cancel.  I cancelled but now it states that I have a cli request in progress.  Anybody have this happen? 


Sounds like they are manually reviewing your file, possibly a HP. I would call in.




EQ FICO 548 3/3/16
Valued Contributor
Posts: 12,963
Registered: ‎08-13-2013
0 Kudos

Re: Discover luv button ?


icloud2525 wrote:

So I hit the luv button on Discover.  Said it couldn't grant request without hardpull and if I did not want to hit cancel.  I cancelled but now it states that I have a cli request in progress.  Anybody have this happen? 


It happen to me last week.... I did not get a HP or a CLI so for

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Valued Contributor
Posts: 2,118
Registered: ‎12-29-2011
0 Kudos

Re: Discover luv button ?

It's not an HP at all if you canceled the application. You have to give the system time to withdraw your application so give it a 24 hour turnaround and then you'll be able to request an increase online again Smiley Happy

As of 2017, rebuilding...
Regular Contributor
Posts: 173
Registered: ‎06-28-2012
0 Kudos

Re: Discover luv button ?

My Luv button never works on Discover idk why i always get the sorry please call message. I would give up an HP for a CLI on the discover.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Valued Contributor
Posts: 12,963
Registered: ‎08-13-2013
0 Kudos

Re: Discover luv button ?


tylaw13 wrote:

My Luv button never works on Discover idk why i always get the sorry please call message. I would give up an HP for a CLI on the discover.


Did you click on "Card  Details" and go in that way ( this way worked for me)???? It's 2 ways to get in" The other way is Card Options" ( didn't work for me)

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Regular Contributor
Posts: 173
Registered: ‎06-28-2012
0 Kudos

Re: Discover luv button ?


Wade64 wrote:

tylaw13 wrote:

My Luv button never works on Discover idk why i always get the sorry please call message. I would give up an HP for a CLI on the discover.


Did you click on "Card  Details" and go in that way ( this way worked for me)???? It's 2 ways to get in" The other way is Card Options" ( didn't work for me)


When i click "Card Details" right next to the image of the card there is no CLI request button anywhere. All i see my CL and cash advance CL and i can see what my APR is. But no CLI indication anywhere.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Valued Contributor
Posts: 12,963
Registered: ‎08-13-2013
0 Kudos

Re: Discover luv button ?


tylaw13 wrote:

Wade64 wrote:

tylaw13 wrote:

My Luv button never works on Discover idk why i always get the sorry please call message. I would give up an HP for a CLI on the discover.


Did you click on "Card  Details" and go in that way ( this way worked for me)???? It's 2 ways to get in" The other way is Card Options" ( didn't work for me)


When i click "Card Details" right next to the image of the card there is no CLI request button anywhere. All i see my CL and cash advance CL and i can see what my APR is. But no CLI indication anywhere.


OOOOOOOOOO Ok, mine has a CLI request button there next to the image... How long have you had your card?

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Regular Contributor
Posts: 173
Registered: ‎06-28-2012
0 Kudos

Re: Discover luv button ?

Had it for about 4 months.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Valued Contributor
Posts: 12,963
Registered: ‎08-13-2013
0 Kudos

Re: Discover luv button ?


tylaw13 wrote:

Had it for about 4 months.


It must take 6 months to go in that way... I've had mine 7 months... You can call in  or go to live chat

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.