Regular Contributor
Posts: 245
Registered: ‎12-27-2012

Discover mail offer

Hey all,


I am an existing Discover IT card holder for about a year and a half. I just received a mail offer from them. Should I try to use that? But that would be applying for the same that that I have. I don't mind getting another card from them even if it is same card for the sake of having an additional trade line.


Why would a bank/lender offer the same cc account for a different set of terms/conditions?



~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Established Contributor
Posts: 637
Registered: ‎03-07-2013

Re: Discover mail offer

Well others may chime in on this but from what i was told from a prev CSR a person can only have one Discover IT card.. But who knows
Current Credit Cards
| Discover IT: $6.5K | PayPal MasterCard: $7.5K | US Bank Platinum: $5K | WalMart Discover: $5K |
| Sam's MasterCard $1.8K | Cap1 QuickSilver: $1.3K | AmEx TrueEarnings: $1.2K | AFCU Rewards: $1K | US Bank Select $1K |

Goal Credit Cards
CapitalOne QuickSilver, Discover IT, Sam's MasterCard
AmEx EveryDay, Chase Freedom, US Bank Cash+
Last Application: 6/23/2014

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