I am an existing Discover IT card holder for about a year and a half. I just received a mail offer from them. Should I try to use that? But that would be applying for the same that that I have. I don't mind getting another card from them even if it is same card for the sake of having an additional trade line.
Why would a bank/lender offer the same cc account for a different set of terms/conditions?
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.