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Member
Jp2slow
Posts: 12
Registered: ‎08-29-2012

Discover more and chase freedom approved .

Last Friday I was approved for chase freedom with a CL 1000 , I waited a few days because the holiday to ask for CLI . I asked for a CL of 2000 and they gave it to me . I checked my reports as well and even though they said it would be a HP it was not , maybe becaus eats a new app. 

 

Tonite I got a discover more card  with a CL of 1700 , I called recon but no luck on a cli , the csr  told me in 6 months I will get one .  I'm just happy. I'm finally getting decent cards and I don't sweat hitting app button .  

 

Last week I was also approved for home depot ... I made a thread. About it so I'll move on .

 

Chase pulled Ex.  Discovery pulled Eq.   and Home Depot pulled Tu.   I've been working like hell to rebuild my  credit so I'm stoked. It's getting there . My biggest problem was having low limit cards. Cap1 and orchard .  It's funny they won't start you out high but then punish u for it . Anyway with 3 decent cards with decent limits I'm on my way .  

 

This site rocks !!!!!

Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Re: Discover more and chase freedom approved .

[ Edited ]

Hi, can you tell me what your score was on the Discover approval?  Thanks!

2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
Contributor
firesoul453
Posts: 147
Registered: ‎08-24-2012

Re: Discover more and chase freedom approved .

Dude your almost exactly describing my own situation.

 

My cap1 limit is super low! And they are not accepting request. Its been almost a year since they've offered me a CLI, they basicaly suck.

 

So I got the Discover more card, and yes I've tried it all, combining cards, going to supervisor, etc. But they say 6 months probation period, period. 

 

So I applied for a Chase freedom and they've given me a credit limit thats more than my other 2 combined! 

 

 

Good luck to you! I really like my discover card, but the Chase seems to be awesome with CLs! (plus unlimted real 1% cash back)

My ultimate credit wish,
a JP Morgan Palladium card
Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Re: Discover more and chase freedom approved .


firesoul453 wrote:

Dude your almost exactly describing my own situation.

 

 

So I got the Discover more card, and yes I've tried it all, combining cards, going to supervisor, etc. But they say 6 months probation period, period. 

 

  

Good luck to you! I really like my discover card, but the Chase seems to be awesome with CLs! (plus unlimted real 1% cash back)


Hi, can you tell me what your score was on the Discover approval?  Thanks!

 
2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
Member
Jp2slow
Posts: 12
Registered: ‎08-29-2012

Re: Discover more and chase freedom approved .

My score was 688

Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012

Re: Discover more and chase freedom approved .

Do you know if Discover is BK friendly ? I know Chase is not and my BK is 8 years old.

Chase denied me for Slate card because of my old BK still reporting and I have a Freedom card !!! (old WAMU).

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


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New Contributor
ntx
Posts: 63
Registered: ‎08-02-2012

Re: Discover more and chase freedom approved .

[ Edited ]

I have a 2005 BK7, with perfect but thin record since.

 

I was approved in early August for Discover More $1,200 and Chase Freedom $1K with EQ 684, TU 688.

 

Congratulations to OP :smileyhappy:

Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012

Re: Discover more and chase freedom approved .

[ Edited ]

How funny I have BK from 2004 and last month Chase denied me for Slate card due to BK but I do have Freedom MC with 5K limit (old Wamu).

Freedom charge is about $300-$500 a month PIF.

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


Take the FICO Fitness Challenge
Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012

Re: Discover more and chase freedom approved .

OOOOpps I didn't realize I have said about my Freeom card above NEED MORE COFFEE.

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


Take the FICO Fitness Challenge

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