@kobe2012 wrote:Thx everyone .... Anyone with CO's in mid 600's and lots of inquiries got approve?
Approved on 08/20 with 1000 CL.
They pulled EQ (MYFico 678) and TU (WalMart Fico 620 +)
EQ:
One paid judgement Jan 2010
No CO or collections
24 inquiries in 2 years
TU
One paid judgement Jan 2010
One unpaid judgement 2006
3 collection accounts from 2006 total 376.00
10 inquiries in 2 years
NO lates on anything in the last 2 years and 20+ new accounts since I started rebuilding May 2010.
Starting Score: 534 11/09
I was approved for a Discover More with an EQ of 650, a whole bunch of baddies, and AAoA of 8 years. Starting CL was $1000 and it expanded to $1350 after three months and $1700 after six months.
Starting Score: TU: 566
are these cold apps? or anyone got preapprovals???
I also received an offer in the mail, but I don't know if it was a preapproval.
@kobe2012 wrote:are these cold apps? or anyone got preapprovals???
cold app for me.
The closest thing to preapprovals I'm getting right now are offers from First Premier, Merrick and Credit One.....nothing from Prime CC's yet
My DH received an offer about a year ago. He has a couple of COs on his report and his file was on the thin side; scores were in the low to mid 600s. I was a little skeptical that he'd get approved, but he decided to go for it. They didn't approve him for the terms offered, but made him a counter offer; higher APR and such than what was on the original offer. He took the counter offer and was approved for $1000. He's had two CLIs since and is currently at $1700.
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
