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Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Discover more approvals

I am very interested in getting this card in the future... what is the credit requirement on getting this card?... (score, baddies, inquiries, etc...) ... thanks in advance


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Frequent Contributor
wreith
Posts: 452
Registered: ‎06-13-2012

Re: Discover more approvals

http://www.whogavemecredit.com/ here you can see what scores have been getting accepted.

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $11K, CareCredit $10.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2050, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $1K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $5300
Regular Contributor
negg
Posts: 184
Registered: ‎05-21-2011

Re: Discover more approvals

648 fico. 1500 limit. AAoA was 15 months on 2 cc.  Disc is the best. CS is top notch. Do it. 

Delta Amex $7500.........Marriott Rewards Premier $6500.......Discover IT $3800......Citi Preferred $2500...........Chase Freedom $2500........Barclay(apple) $2000.......BofA $1500.......
Capital One $4000.....ASB $3000(soon to be FNO visa)
New Contributor
CardinalRules
Posts: 69
Registered: ‎06-27-2012

Re: Discover more approvals

[ Edited ]

edited

Who Gave Me Credit

AMEX SPG - $8k
Citi AA Visa - $6.5k
Walmart Discover - $5.5k
Citi Forward - $3.9k
Discover More - $2.5k
Wells Fargo Cash Back - $1.9k
Established Member
bobomb01
Posts: 40
Registered: ‎08-26-2012

Re: Discover more approvals

I was just accepted for a Discover More with a $5500 limit last week, $3950 balance transfer was listed on the application. I have a 708 experian... Not sure of others. No open collections, no late payments. Applied because I want to freeze the debt on a card that i racked up during my final 2 semesters of college. I was also approved for a AMEX Gold the same day if that has any bearing.

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Frequent Contributor
sassymomof2
Posts: 261
Registered: ‎04-16-2011

Re: Discover more approvals

Not sure what my TU score was. But, that's what they pulled. I got a 1k credit line and had to explain the paid baddies in my credit graveyard. 3.99 bt for 6 mos 22 apr for reg purchases.

Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app March 22, 2014. Gardening until next Spring.
New Member
paul26
Posts: 4
Registered: ‎08-13-2012

Re: Discover more approvals

My approval for discover more was a bit of a surprise. I have about 8 months of credit history and about 10 inquiries and they approved me with a 750$ cl. I was approved for the amex zync a couple days before and the only score i checked was my equifax which was a 701.

 

hope this helps!

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Discover more approvals

Thx everyone .... Anyone with CO's in mid 600's and lots of inquiries got approve? 


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Discover more approvals

Approved for Discover More student version March 2011 with no credit history and 10k income.

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Member
JohnnyUtah89
Posts: 9
Registered: ‎08-06-2012

Re: Discover more approvals

I was approved for a discover more for $4,500 cl in April. Two Co's 5 years old and about 10 inquiries. Aaoa was 3 1/2 years. Score pulled was 706.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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