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Discover more approvals

Established Contributor

Discover more approvals

I am very interested in getting this card in the future... what is the credit requirement on getting this card?... (score, baddies, inquiries, etc...) ... thanks in advance


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
28 REPLIES
Frequent Contributor

Re: Discover more approvals

http://www.whogavemecredit.com/ here you can see what scores have been getting accepted.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Frequent Contributor

Re: Discover more approvals

648 fico. 1500 limit. AAoA was 15 months on 2 cc.  Disc is the best. CS is top notch. Do it. 

CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $7200........Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 114K in credit and 784 fico and ZERO INQUIRIES......ZERO.
New Contributor

Re: Discover more approvals

edited

Who Gave Me Credit

AMEX SPG - $8k
Citi AA Visa - $6.5k
Walmart Discover - $5.5k
Citi Forward - $3.9k
Discover More - $2.5k
Wells Fargo Cash Back - $1.9k
Established Member

Re: Discover more approvals

I was just accepted for a Discover More with a $5500 limit last week, $3950 balance transfer was listed on the application. I have a 708 experian... Not sure of others. No open collections, no late payments. Applied because I want to freeze the debt on a card that i racked up during my final 2 semesters of college. I was also approved for a AMEX Gold the same day if that has any bearing.

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Frequent Contributor

Re: Discover more approvals

Not sure what my TU score was. But, that's what they pulled. I got a 1k credit line and had to explain the paid baddies in my credit graveyard. 3.99 bt for 6 mos 22 apr for reg purchases.

Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app August 2, 2014. Gardening indefinitely!!!
New Member

Re: Discover more approvals

My approval for discover more was a bit of a surprise. I have about 8 months of credit history and about 10 inquiries and they approved me with a 750$ cl. I was approved for the amex zync a couple days before and the only score i checked was my equifax which was a 701.

 

hope this helps!

Established Contributor

Re: Discover more approvals

Thx everyone .... Anyone with CO's in mid 600's and lots of inquiries got approve? 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Established Contributor

Re: Discover more approvals

Approved for Discover More student version March 2011 with no credit history and 10k income.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |

Re: Discover more approvals

I was approved for a discover more for $4,500 cl in April. Two Co's 5 years old and about 10 inquiries. Aaoa was 3 1/2 years. Score pulled was 706.