Credit Cards

[Jlu]

I know this thread is more than a couple days old but...

Approved $1,500 Discover More today - had to call in and verify ID.

Credit profile as of today:

TU FICO 671

EQ FICO 662

EX FAKO 675

AAoA 2 Years, oldest account 7 years

20 Inquiries (averge per CR)

2 CO's 5+ years old

1 60-day late 3 years old

[Jlu]

Anyone know if I can call and get the Discover IT card? Is it just an instant PC? Or do I have to wait?

[kobe2012]

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Jlu wrote:

Anyone know if I can call and get the Discover IT card? Is it just an instant PC? Or do I have to wait?

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i think you can call and try....

I have a 1 week old negative on my EQ (on dispute) im wondering if i have a shot on gettin approved? I got approved for amex zync with hard limit last week.... I have 9 inquiries, 3 charged offs 5-6+ yrs ago and the recent negative showing (i think this was from a 5 yr old charged off)Any thoughts???

[Jlu]

If your scores were > 650 I would reccomend you apply, but your < 650 score combined with the recent baddy is a recipe for a denial.

[Revelate]

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Jlu wrote:

If your scores were > 650 I would reccomend you apply, but your < 650 score combined with the recent baddy is a recipe for a denial.

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For Discover More?  Isn't it 640 + 1 year of clean revolving history?

[kobe2012]

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Jlu wrote:

If your scores were > 650 I would reccomend you apply, but your < 650 score combined with the recent baddy is a recipe for a denial.

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I was gonna pull the trigger when my score went up to 654 before the negative showed up...i really want the card for the holidays for their cash back... Are my chances better with the zync reporting???

[snowkitty]

I was just approved a few weeks ago for the discover more for 1500.00. You can see my scores below....I was surprised I got approved am very excited....it's my favorite card so far and my first discover ever

[sccredit]

I was approved last month

CS was 708 on Experian

AAoA was right about 6 years

Limit $10,000

15 Mos. 0%

My highest limit at the time was $1,900 from merrick.  I had to call in and verify information because we just moved that weekend before applying.  Answered some questions, she said "what I can do right now is offer an approval at $10,000 if that is OK."  I didn't want to push my luck at the time and ask for more than that!

[maiden_girl]

Instantly approved for Discover More a week ago at 1,500 CL. No baddies or judgements. Only prime card I had was CapOne at $750 CL.