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Discover more card question

Frequent Contributor

Discover more card question

I received my first statement and it says

New balance - $143.68
Credit line - $2,500.00
Credit line available - $2,213.00

If only $143.68 posted why is $287.00 of my credit unavailable? Where's the other $143.32?
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
3 REPLIES
Valued Contributor

Re: Discover more card question


7PM789 wrote:
I received my first statement and it says

New balance - $143.68
Credit line - $2,500.00
Credit line available - $2,213.00

If only $143.68 posted why is $287.00 of my credit unavailable? Where's the other $143.32?

Did you spend $143.32 sometime recently? Credit line available includes pending charges.

 

Frequent Contributor

Re: Discover more card question

Have you charged gas recently as well? some gas stations are known to put high holds which will be considered pending

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Highlighted
Frequent Contributor

Re: Discover more card question

I made two purchases which total $143.02 one day before the closing date which I included when I wrote the check. I hadn't taken that in to consideration just now. I suppose the .30 cents was rounded to get an even amount. I am using this card exclusively for gas via my speedpass until the 5% bonus ends but I pay after I pump inside to prevent the high hold when scanned outside. Thank you for your help.
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .