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Frequent Contributor
7PM789
Posts: 263
Registered: ‎08-20-2012
0

Discover more card question

I received my first statement and it says

New balance - $143.68
Credit line - $2,500.00
Credit line available - $2,213.00

If only $143.68 posted why is $287.00 of my credit unavailable? Where's the other $143.32?
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover More - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k -
W.M.TU-776(Oct/14/) EQ-726(July/12) EX-782(Oct/14)
Audi, Vide, Tace. . .


Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Discover more card question


7PM789 wrote:
I received my first statement and it says

New balance - $143.68
Credit line - $2,500.00
Credit line available - $2,213.00

If only $143.68 posted why is $287.00 of my credit unavailable? Where's the other $143.32?

Did you spend $143.32 sometime recently? Credit line available includes pending charges.

 

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Discover more card question

Have you charged gas recently as well? some gas stations are known to put high holds which will be considered pending

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
7PM789
Posts: 263
Registered: ‎08-20-2012
0

Re: Discover more card question

I made two purchases which total $143.02 one day before the closing date which I included when I wrote the check. I hadn't taken that in to consideration just now. I suppose the .30 cents was rounded to get an even amount. I am using this card exclusively for gas via my speedpass until the 5% bonus ends but I pay after I pump inside to prevent the high hold when scanned outside. Thank you for your help.
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover More - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k -
W.M.TU-776(Oct/14/) EQ-726(July/12) EX-782(Oct/14)
Audi, Vide, Tace. . .



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