Credit Card Center Advertiser Disclosure†
10-03-2012 07:03 AM
Congrats. Is it auto or you request for it? HP or SP? Also, could you pls describe your usage & payment pattern? I am also approved for more card a month ago for a same 1K CL and just paid my first month bill, So far in a month I used more than 500.00 and making frequent payments (atleast once in 2 weeks).
I would like to know what is the best chance of getting high CLI with discover? hope anyone in this forum can help with this...
10-03-2012 07:04 AM
I was denied on the online chat but It listed a number for CA so I called and spoke my case about all my debt and he offered me 1000, he was very nice. 1800 550 0754 was the number I called after denial.
10-03-2012 07:05 AM
Great news - Congrats
10-03-2012 07:23 AM
Thanks a lot for the info. Your Walmart, Credit Sesame, Credit Karma score looks identical as mine (though I didnt update my signature)..hope If I able to push +20 while requesting I have a good chance of doubling. Thanx once again.
10-03-2012 07:28 AM
850.00 balance from 1000 cl, that's where I was at today when I asked for the cli. It may have been a hard pull he did ask if it was OK to pull my credit. I used the card for BT the whole time and used the cash back quite a few times and spent 1 hundred a month sometimes 50 or nothing. IM at around 50-60% utilization on all cards together. I did notice discover told me my debt and was adding those closed AU cards I was on with DH. Which was around 4,000. I told him I closed them and he said oh I see but it really dosnt matter but that's when he offered me 1,000. So what's with the AU accounts showing up for utilization. Is it going to always be like this?
10-03-2012 07:37 AM
Well I've been bad and opened a walmart and Amazon store card in the last several weeks so my scores are worse than what I have posted I can update them soon It will be BAD. walmart 600 Amazon 500
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.