I don't have any idea about AU contributing to util. But I would say you are lucky enough to get away with 1K CLI with 50-60% util and with 850 balance...:-)
Do you see any HP (for this CLI) in your report?
If it is on credit karma I will see it tomorrow or soon. I am not sure if it will show up there. Do you know if it will?
It depends on which bureau they pulled. If they pulled on TU, you will for sure see it on CK. If they pulled on EQ, you might get an alert in myfico scorewatch if you are subscribed to. I don't know about EX though; Credit sesame gives us EX score but I don't remember seeing any inq counts there.
Congrats on the increase! I'm also curious, when they told you your debt, is that what is showing you owe on all accounts or how much credit you have available to you?
I was wondering that too! They don't like to increase if they see how close you are to your limit. 'm not eligible to request a increase right now...I can certainly request a decrease tho. LOL.
Got an auto increase a couple days ago myself after having the card for a little over two years now. No call, just a letter in the mail.
Nice cli's I want a cli so bad before the 6th so i can take advantage of the 2 percentant cash back. want to buy a laptop but 1k won't cut it. had the card for 3 mo's, want to ask but i think they won't even bother with the request cause acc is to young *sigh*.