cancel
Showing results for 
Search instead for 
Did you mean: 

Discover now unsecured, CLI ?

tag
Anonymous
Not applicable

Discover now unsecured, CLI ?

Like many, my Discover card graduated early and Im getting the deposit back. 

 

Couple of questions:

 

1) Many on here stated that you are stuck with your original limit even after graduating to secured?

 

2) Some are saying the CLI are soft pulls? Mine says "After reviewing your application, we may need to pull a credit bureau report, which may affect your credit score. In these cases, we will proceed with the application only with your consent"

 

I opened my card with only $300. So whats the next best step to take?

4 REPLIES 4
austinguy907
Valued Contributor

Re: Discover now unsecured, CLI ?

#2 is normal for everyone

 

It's a SP unless you tell them to go ahead with a hard pull which would be an additional screen.  Doesn't hurt to try now that you're converted to a regular account.

Message 2 of 5
Anonymous
Not applicable

Re: Discover now unsecured, CLI ?

How many months did you have it before it graduated? 

 

I'm on the verge of my eighth statement cutting this weekend. 

Message 3 of 5
Anonymous
Not applicable

Re: Discover now unsecured, CLI ?

I've had it for about 6-7 months now
Message 4 of 5
Anonymous
Not applicable

Re: Discover now unsecured, CLI ?

Actually, Im wrong....Had it longer than I thought

 

Just checked, my 9th statement just cut on the 11th and I got the upgrade email yesterday.

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.