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Like many, my Discover card graduated early and Im getting the deposit back.
Couple of questions:
1) Many on here stated that you are stuck with your original limit even after graduating to secured?
2) Some are saying the CLI are soft pulls? Mine says "After reviewing your application, we may need to pull a credit bureau report, which may affect your credit score. In these cases, we will proceed with the application only with your consent"
I opened my card with only $300. So whats the next best step to take?
#2 is normal for everyone
It's a SP unless you tell them to go ahead with a hard pull which would be an additional screen. Doesn't hurt to try now that you're converted to a regular account.
How many months did you have it before it graduated?
I'm on the verge of my eighth statement cutting this weekend.
Actually, Im wrong....Had it longer than I thought
Just checked, my 9th statement just cut on the 11th and I got the upgrade email yesterday.