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Discover posted 4days after....

Established Contributor

Discover posted 4days after....

Yup true to what has been commonly experienced on here, Discover reported 4 days after 2nd statement closed.

 

On EQ it dropped my overall utilization (they include student loans) from 94% down to 83%  and my CC utilization is at 4% now. 

 

Now to wait for the Fico alert....

 

EQ updated first.   Any bets on who is 2nd and 3rd?   I'm thinking TU next, then EX. 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
6 REPLIES
Super Contributor

Re: Discover posted 4days after....


awdsmama wrote:

Yup true to what has been commonly experienced on here, Discover reported 4 days after 2nd statement closed.

 

On EQ it dropped my overall utilization (they include student loans) from 94% down to 83%  and my CC utilization is at 4% now. 

 

Now to wait for the Fico alert....

 

EQ updated first.   Any bets on who is 2nd and 3rd?   I'm thinking TU next, then EX. 


Welcome backSmiley Wink

I'll take EX followed by TU for 100 Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita

Re: Discover posted 4days after....

Ex always over TU. I think they are still using a telex machine!
Frequent Contributor

Re: Discover posted 4days after....

I was wondering when it was going to happen. Looks like I have another month then. Only two accounts left to show up.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Contributor

Re: Discover posted 4days after....

I've been monitoring CRs through EIDT daily for the last 6 weeks.

 

Across all my credit cards, car loans, etc, updates have always been:

 

EX first

EQ second (sometimes same day as EX but often next day)

TU third (within a day of EX on 1/2 of my accounts, and up to weeks later on others)

 

EX is always the most accurate.

 

On my Discover account, EX is currently posting latest balance as of today, but EQ and TU have not shown up. On a USBank account, EX and EQ updated at the end of March, but TU has yet to update since the end of February.

Moderator Emerita

Re: Discover posted 4days after....

Highlighted
Established Contributor

Re: Discover posted 4days after....

Hmmm well I don't know which CRA had it first, but when I pulled the other 2 today it was on them also!

 

BUT --- EQ is the only one that has sent me an alert for "new account"

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013