Reply
Established Contributor
Posts: 756
Registered: ‎01-20-2012
0

Discover posted 4days after....

Yup true to what has been commonly experienced on here, Discover reported 4 days after 2nd statement closed.

 

On EQ it dropped my overall utilization (they include student loans) from 94% down to 83%  and my CC utilization is at 4% now. 

 

Now to wait for the Fico alert....

 

EQ updated first.   Any bets on who is 2nd and 3rd?   I'm thinking TU next, then EX. 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Community Leader
Senior Contributor
Posts: 26,822
Registered: ‎02-07-2013
0

Re: Discover posted 4days after....


awdsmama wrote:

Yup true to what has been commonly experienced on here, Discover reported 4 days after 2nd statement closed.

 

On EQ it dropped my overall utilization (they include student loans) from 94% down to 83%  and my CC utilization is at 4% now. 

 

Now to wait for the Fico alert....

 

EQ updated first.   Any bets on who is 2nd and 3rd?   I'm thinking TU next, then EX. 


Welcome back:smileywink:

I'll take EX followed by TU for 100 Lol



+ Chase Ink =

Moderator
Posts: 27,206
Registered: ‎09-13-2012
0

Re: Discover posted 4days after....

Ex always over TU. I think they are still using a telex machine!
Frequent Contributor
Posts: 348
Registered: ‎02-27-2013
0

Re: Discover posted 4days after....

I was wondering when it was going to happen. Looks like I have another month then. Only two accounts left to show up.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Contributor
Posts: 93
Registered: ‎02-24-2013
0

Re: Discover posted 4days after....

I've been monitoring CRs through EIDT daily for the last 6 weeks.

 

Across all my credit cards, car loans, etc, updates have always been:

 

EX first

EQ second (sometimes same day as EX but often next day)

TU third (within a day of EX on 1/2 of my accounts, and up to weeks later on others)

 

EX is always the most accurate.

 

On my Discover account, EX is currently posting latest balance as of today, but EQ and TU have not shown up. On a USBank account, EX and EQ updated at the end of March, but TU has yet to update since the end of February.

Moderator
Posts: 27,206
Registered: ‎09-13-2012
0

Re: Discover posted 4days after....

Established Contributor
Posts: 756
Registered: ‎01-20-2012
0

Re: Discover posted 4days after....

Hmmm well I don't know which CRA had it first, but when I pulled the other 2 today it was on them also!

 

BUT --- EQ is the only one that has sent me an alert for "new account"

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.