I'm pretty confused. I called discover last wek to ask for a CLI only if it was a soft pull.
The credit analyst assred me if it was goign to be a HP he would tell me. So it was going to be a HP so i declined.
Got a letter today saying reasons for decline CLI. COuld it be that they softed it?
They pulled TU08 by the way since the score is exactly like my TU08. They do metion FICO 300-850. Did't know Discover pulled TU.
@john398 wrote:I am lost you got the letter, but does it show on your TU report as an inq? if not woulnt that make a soft?
I didnt go for the CLI since it was going to be a HP but i still got a letter stating my TU score. Generally when i get a HP, i get a notification via credit karma within a day. So far nothing.